Anna Maria Andriotis

speaker

3,396 appearances 52 recordings 1 series first heard Jul 2017 last heard Dec 2022

Anna Maria Andriotis’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Should You 'Buy Now, Pay Later' When Checking Out? · 16 Sep 2021 podcast

But there are also programs that don't charge any interest. matched

Missing payments, the repercussions for that varies by the company as well. matched

Some companies say that they don't charge late fees. matched

Others do charge late fees. matched

And if people don't make their payments, repercussions can include being reported as being late to the credit reporting firms. matched

The repercussions for using these programs in many ways aren't that different from what happens if you miss your payments on your credit card or the interest that one would be charged for carrying a balance on their credit card. matched

But they do vary. matched

So this is an area where consumers could potentially get tripped up. matched

Great to speak with you. matched

Thanks so much. matched

WSJ Your Money Briefing · More Stores Tack On Fees for Credit-Card Purchases · 20 Aug 2021 podcast

The idea that, you know, you go up to a register, you pull out your credit card, and you're being told that, well, we're going to have to charge you an extra 2% for that, that doesn't sit well with many people. voice-verified

Great to be speaking with you. voice-verified

So they're not very common yet, but they are increasing with regards to the number of merchants that are essentially making it more expensive to pay with a credit card. voice-verified

Currently, there are less than 5% of the 8 million card accepting small businesses in the U.S. voice-verified

that charge fees for credit card payments. voice-verified

This is according to a payments consultancy, the Straw Hacker Group, that tracks this data. voice-verified

And now this figure of less than 5% has been rising steadily in recent years. voice-verified

Five years ago, an estimated 2% or less of businesses were charging these fees. voice-verified

Separately, one company whose business model is focused on selling software to merchants to help them with these calculations to determine what dollar amount extra to charge consumers when they're paying with credit cards, this company is called CardX. voice-verified

That company says that more than 6,400 merchants are using its surcharge calculating software voice-verified

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