Anne‑Marie Alcántara

speaker

385 appearances 7 recordings 1 series first heard Dec 2023 last heard Feb 2025

Anne‑Marie Alcántara’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Some Americans Are Vowing to Buy Less or Even Nothing This Year · 31 Jan 2025 podcast

Yes.

So once when I spoke to Rachel Holdsworth, her and her husband are trying to pare down their debt on one credit card.

And so far by doing no buy, they've been able to pay down $2,000 of their debt so far.

And so it's going really great for them.

They feel really good and they feel really empowered to feel like they're not spending on frivolous things.

The big ones are like mindless shopping, scrolling social media.

Someone's telling you there's the latest viral product that you need to have.

Do you actually need to have it?

That seems to be a big one on people's minds.

Another is takeout, ordering from the food delivery services, and it's doing it too often.

That seems to be another one that people seem to be stopping.

Also, for women in particular, it seems like no more manicures or hair treatments or things that we do to upkeep appearances that can just take the back burner for now.

And what are some exceptions to the no-buy rules?

Some people will set out budgets for themselves, so they'll put $50 in like a discretionary fund and that can go towards anything.

That can go towards a water bottle or something if they want it to, as well as necessities, like if you need food or, you know.

So one woman I spoke to, for example, takes a screenshot of the item that she wants to, in theory, get.

She puts it on a folder on her computer and then comes back to it at the end of the month.

And usually she says she has completely forgotten that those are the things she wanted.

And occasionally she does have something that she still wants in there and she'll buy it for herself.

You embrace that sort of mindset of...

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