Anthony O'Neal

The only conversation we really had around finances was give. Just give to the church. That's it. We didn't talk about money. No, we didn't really talk about, hey, here's how you build wealth. Here's how you start a business. here's what entrepreneurship looks like. It was, hey, when you get your money from Wendy's, you wanna give 10% to the church.

The only conversation we really had around finances was give. Just give to the church. That's it. We didn't talk about money. No, we didn't really talk about, hey, here's how you build wealth. Here's how you start a business. here's what entrepreneurship looks like. It was, hey, when you get your money from Wendy's, you wanna give 10% to the church.

Then what you do with the other 90%, save it, save a little bit, but you know, you want the shoes, you go buy it. No one really talked to me about how to invest. No one said, hey son, save this money, baby, go start a small business.

Then what you do with the other 90%, save it, save a little bit, but you know, you want the shoes, you go buy it. No one really talked to me about how to invest. No one said, hey son, save this money, baby, go start a small business.

So growing up, I just knew, go get a job, work the 40 hours a week, make sure you get a good 401k benefit package with some good health insurance, and keep your credit score above a 700, and then you'll get a good retirement package at the end of your time. No one really said, hey, here's how you start thinking at 18 to build true wealth. Here's how you start a business.

So growing up, I just knew, go get a job, work the 40 hours a week, make sure you get a good 401k benefit package with some good health insurance, and keep your credit score above a 700, and then you'll get a good retirement package at the end of your time. No one really said, hey, here's how you start thinking at 18 to build true wealth. Here's how you start a business.

So I said, it has to be more. There has to be more than just living paycheck to paycheck, sleeping in the back of my car and looking at everyone else look good. But honestly, I was tired of looking good and honestly not being good.

So I said, it has to be more. There has to be more than just living paycheck to paycheck, sleeping in the back of my car and looking at everyone else look good. But honestly, I was tired of looking good and honestly not being good.

Number one thing is chores, you know, like we're going to pay you and give an allowance for just being my son. That's good or bad. That's bad. OK, no, we shouldn't teach our kids that the world is going to reward them for just being who they are. No, we need to teach our young people, hey, the world is going to reward you by actually producing and by working. By offering a value. Exactly.

Number one thing is chores, you know, like we're going to pay you and give an allowance for just being my son. That's good or bad. That's bad. OK, no, we shouldn't teach our kids that the world is going to reward them for just being who they are. No, we need to teach our young people, hey, the world is going to reward you by actually producing and by working. By offering a value. Exactly.

Just by waking up. Because what does that teach you if you're just going to give someone money consistently without working? Exactly. It doesn't teach you nothing. And then it's like, why are you paying your kids to make up his bed to make up her bed? Why are you paying your kids to wash dishes? No. Pay them to go wash cars, not your car, but your neighbor's car.

Just by waking up. Because what does that teach you if you're just going to give someone money consistently without working? Exactly. It doesn't teach you nothing. And then it's like, why are you paying your kids to make up his bed to make up her bed? Why are you paying your kids to wash dishes? No. Pay them to go wash cars, not your car, but your neighbor's car.

Pay them to go cut other people's grass. Pay them to go walk other people's dogs. Pay them to walk around the neighbor and pick up trash. Teach them the true value of working in exchange for finances. So that's number one, is we gotta stop teaching them that, hey, The only way you can get paid is, you know, make up your bag. That's misleading our young people.

Pay them to go cut other people's grass. Pay them to go walk other people's dogs. Pay them to walk around the neighbor and pick up trash. Teach them the true value of working in exchange for finances. So that's number one, is we gotta stop teaching them that, hey, The only way you can get paid is, you know, make up your bag. That's misleading our young people.

Number two is, you know, I wrote the book Debt-Free Degree while I was with Ramsey Solutions, is that the only way to go to college is to finance it. You know, we gotta stop telling our young people, hey, your Harvards and Yales and Princetons are the best schools out there.

Number two is, you know, I wrote the book Debt-Free Degree while I was with Ramsey Solutions, is that the only way to go to college is to finance it. You know, we gotta stop telling our young people, hey, your Harvards and Yales and Princetons are the best schools out there.

No, I know a lot of prestigious people who went to community colleges, but I know a lot of people who went to a Harvard or a Yale, a prestigious school, but they're not prestigious individuals. And so what we gotta start teaching young people is, hey, go to college if that's the route that you wanna go, but trade schools are actually in right now and it's less expensive.

No, I know a lot of prestigious people who went to community colleges, but I know a lot of people who went to a Harvard or a Yale, a prestigious school, but they're not prestigious individuals. And so what we gotta start teaching young people is, hey, go to college if that's the route that you wanna go, but trade schools are actually in right now and it's less expensive.

Hammering some nails up in here. Nobody wants to do the ugly work. Nobody wants to be hot. Nobody wants to be cold when it's 30 degrees outside. He can rack up. We got to start teaching our young people. Start asking them, hey, what do you want to do? What is it that you feel as if you can do in the world and actually enjoy it? Parents have to stop telling their kids what they will do.

Hammering some nails up in here. Nobody wants to do the ugly work. Nobody wants to be hot. Nobody wants to be cold when it's 30 degrees outside. He can rack up. We got to start teaching our young people. Start asking them, hey, what do you want to do? What is it that you feel as if you can do in the world and actually enjoy it? Parents have to stop telling their kids what they will do.