Anthony O'Neal

speaker

1,191 appearances 4 recordings 1 series first heard Feb 2025 last heard 17 Aug

Anthony O'Neal’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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The School of Greatness · The 5 Step Blueprint From Broke to Financial Freedom · 14 Mar 2025 podcast

But for me, I know a lot of people get turned off by the word of budgeting. So I call it what's the vision now I have for my life? What's the vision for my money? So if I'm saying, okay, cool, I want to be debt free, but I got to go look at my credit report. I got to pull Equifax, TransUnit, Experian. I got to pull the last three months of my bank statements.

And this is something I do on a regular. Louis, I'll get five highlighters, different colors, and I'll go do a highlight. Okay, food is one color. And I want to see how much money over the last three to six months have I spent on food. And if I'm saying, okay, dang, I was talking about Barber. He spent two grand on food in one month. Just eating out. I'm like, two grand?

I'm like, bro, it's just you. What are you eating for $2,000? I'm like, I know it's expensive out here in the streets, but it's not that expensive. So I'm like, two grand in one month? Okay, we need to cut that off by like three-fourths. You need to be down to $500 including groceries and eating out, boom, when it's just you.

So I'm highlighting everything and I'm assessing, making sure that I know exactly where my money is going. Because here's the truth. You cannot manage your money if you're not measuring it. You can't really understand what you're doing and where you're going if you're not tracking what it's doing. And for the majority of the people who are watching this show, I won't say the majority.

With the school of greatness, we're going to say a majority of y'all should be winning. For those of you who are watching this show, a lot of us are probably saying, dang, I just got paid last week, but I don't know where the money went. And it's because you're not managing it well because you're not measuring where your money is going. So that's number three.

I'm going to list out everything and watch this before I put it on the budget. I'm going to write it out. Yo, I owe this bank this. I owe that bank this. I'm going to list out all the debt. Out of all the debt, I'm going to list out all of my monthly expenses. Then I'm going to take that information and I'm going to put it on this budget. And here's the truth. We're going to be honest.

it is going to frustrate you yeah it is going to make you feel depressed a little bit you're going to feel discouraged a little bit because what's going to happen is you're going to see you have more debt than you have income that's going to be my number four once i see that i have all this debt i'm going to measure okay what is the income strategy that i need to come up with that's going to create margin to help me pay off my debt and i tell everyone that's going to be a job and except for getting a second job

Listen, man, the content creation space, I just think right now is a healthy place to get into. Because I think a lot of us have a lot up here that people were paid to have. And so like, for example, I had a school teacher come to me and she was like, man, Anthony, I'm in $238,000 in debt. 140 of them is her student loans because she has her doctorate student loans.

Then two of them are cars, her and her husband. Then the others are just credit cards and stuff from here. I said, okay, all right, let's write it down. And so as I was talking with her, I said, listen, she said, I'm going to get another job working at Walmart part-time. I said, I think that's not a good use of your time. I said, hey, Why not? You're a school teacher. Why not go home?

You're making good money over here. Why not go home and create maybe a course or an academy that helps get kids ready for the SAT? And she was like, what do you mean? I said, why not use the skills that you're giving to the job, to the school system and build a side business that now parents can buy to help them get ready for the SAT? She was like, Anthony never thought about that.

So she went home and she started dreaming with her husband. Well, she came back to me. Not only did she come up with a business that is going to help kids with the SAT, but she also came up with a business that helps school students in school to be a teacher to help them graduate in college. A year later.

Her side business is paying her more than what the school teacher is doing because she took her wisdom and her knowledge and turned it into a side business. So not only is she creating more income, now she's able to use the tax benefits that the wealthy are using. And I said, OK, are you going to quit your job? She was like, no, because my side business is funding this thing.

I honestly love teaching students. So what happened? Husband quit his job. He runs the business. Wow. He does all of the marketing. He does all of the stuff. And this is what I love. It puts them back at the head of their table. Yes. Because now it's like, wait, we're now controlling our life. Now she went from having to be a school teacher to wanting to be a school teacher.

She went from having to work to, you know what? I love what I do. Yes. And that's the freedom that you have when you're at the seat at the head of your table is that you get to decide what you want to do in a direction wherever you want to go.

You know, there is a there's a lot. You know, it's not just what I'm like, man, it's so many Louis and I could say. But I think the number one financial advice that I would say and I talk about this inside of the boat that I would ignore is that everyone has to be an entrepreneur. Ignore that. Ignore that. Yeah, because that's not the case.

I think everyone should have an entrepreneurial mindset, but not everyone should be entrepreneurial. Because if you want to be, when they say be an entrepreneurship, what they're talking about is they're selling you, hey man, I could work on the beach. Hey, man, I'm flying in the private jets.

Hey, man, you know, I'm able to go buy this G-Wagon and ride off 100% of it because it's over 6,000 pounds. They're lying to you. I've been doing this for four years. And me and you have had several conversations offline. This entrepreneurial world is not for everybody. And it's frustrating. And I have not to this day worked on the beach. Right, right, right.

Because you worked at a career before, and now you're an entrepreneur now. Yes, and if I'm being honest, in the corporate America space, in the corporate space, Man, I'm working harder today than I was then. Of course. Right? So I'm not flying on private jets and just not working for a month or two. That's not happening.

And so I think some of the worst advice is looking at these enforcers and they're selling you on, hey, I can coach you to be your own boss and you'll be working at the beach. And that's something that can't happen. Because have I gone on vacation and worked? Absolutely. But what I am saying is, Out of 365 days a year, these people say you only got to work 20 of them. That's a lie.

And so I think for me, it's really, we got to start teaching how to have the entrepreneurial mindset But not everyone is called to be an entrepreneur because I think I need a real good assistant if I'm gonna be effective. And I think people are made, as a Christian, I do believe people are made to be the number two, the number three, the number four, to be the team player.

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