Anthony O'Neal

speaker

1,191 appearances 4 recordings 1 series first heard Feb 2025 last heard 17 Aug

Anthony O'Neal’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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The School of Greatness · The 5 Step Blueprint From Broke to Financial Freedom · 14 Mar 2025 podcast

Because an effective business cannot run without effective team members. And you can be just as wealthy, you can be just as successful if you are living the authentic life of yourself. I think one of the greatest mistakes of that I see in people, especially this younger generation, they want to rush to be their own boss, but they haven't really done anything to learn how to be an effective boss.

And I'm so grateful that God put me through the seasons of serving in the church world, serving in a corporate America space, because I would not be successful today if I didn't learn up on any different people. And I think for me, I think that is one of the dumbest mistakes that I've seen people make. And I think another mistake I saw online and it was so frustrating to me.

It's take your student loans and go buy real estate with it. I was like, go borrow money. Take out a parent plus loan. Oh man. Have them sign on it. Have them sign on it to go buy real estate. And the real estate was just a down payment on all. It's not the whole house. I gotta pay double interest now? High interest on the student loan, high interest on this? I'm like, wait a... Wait a minute.

So there's so many different things, man, that I didn't really adjust to. But I think one of the things I learned for you, man, I got to give you credit for it. I think it was like a year and a half ago, Louis, because I'm always watching your shows and always growing from you, your advice and the people you had on it. And man, because of you, I have an interchangeable seat at my table.

I have an interchangeable seat between my therapist and my emotional coach. And you talked about that like a year and a half, I want to say. And what I learned was that my emotions, I was making financial decisions based upon my emotions. When my emotions shouldn't be making decisions, I should be managing my emotions. Yes. But my emotions should not be managing me.

And I've made bad financial decisions because of how I felt off of my emotions. And if I'm being honest and vulnerable, I've lost out on great relationships and friendships because I didn't manage my emotions. Yes. And I'm like, whoa, so when I heard you say that, like, bro, I got convicted. I was like, look at Louis over here preaching. I was like, Louis, does he know he a prophet?

So I literally stepped back and started looking for emotional coaches because I realized, like, man, If I'm being honest, to this day, I still meet with him. And to this day, it is still a struggle for me to control and manage my emotions. Because when you have that feeling, you got to be like, no, this is my emotions. I cannot make a decision in this state.

And I've made decisions in that state that has cost me a lot of money, that has... I probably lost out on an amazing woman because of that. I probably lost business relationships and even friendships because of that. But I think I hear this often within the world. And man, if you're feeling bad, man, just go to the mall and just do some window shopping. That's your emotions talking.

You know what, man? We tend to go by things when we're feeling a certain kind of way. That's your emotions talking. And so I would encourage people, man, to get that interchangeable seat between the therapist and emotional coach and they work together. My therapist helps me understand the practical reason of why I made the decision.

My emotional coach is helping me understand why I'm feeling the way that I'm feeling and how to control that.

The School of Greatness · The Exact Plan to Be Debt-Free in 12 to 24 Months | Anthony O'Neal · 26 Feb 2025 podcast

Good to see you, brother. Good to be back, man. Listen, good to be back on the Lewis Howell Show, but I mean, we're at the table, so I'm really excited about this.

I think people are in debt because of the lack of knowledge. People perish for the lack of knowledge and wisdom, right? And so I think We have programmed in our minds that the way to be successful in life is to have this amazing credit score, is to have all this amazing debt. Right. Because we're using other people's money. But then when we wake up, we have this 800 credit score.

We have this debt, but then we don't have any freedom. And we don't have freedom because we don't have ownership. So when I step back and I look at my life, if I'm going to take a seat at the head of my table, I have to have a level of ownership. And ownership means that particular banks, because we're on the school of greatness, I won't name any banks.

But if I'm if I'm with this bank, this bank gives me a personal loan. I have a credit card with this particular bank. I have a car loan with this particular bank. I have student loans over here. Now all of these institutions now sit at the head of my table and are telling me what to do. And I'm thinking, well, I was using other people's money so I can build wealth.

Well, no, you were using other people's money. And because you're using other people's money, now you're in bondage. So now when you wake up. To those debtors. To those debtors, to those creditors. So think about it. I can't go to my son's basketball game because when I get off of work, I have to go get another job because I have to pay them back. Interest. Interest.

And I'm over oversaturated with how much money I got to get back. And so I think with people, the reason why we're so stressed is because we really have to step back and ask ourselves, like, wait a minute, do I have ownership to this day? I still believe in 100 percent being consumer debt free. Right.

Consumer debt free means that, you know, anything outside of my real estate, anything outside of an asset, I'm going to pay cash for it. Because I want to have ownership to where when I'm blessed to have a family, when I'm blessed to have kids, then I can wake up and decide what I want to do with my life, not what do I have to do because I owe every woman. That's just the bottom line.

I think it's because they don't want to sit back and be honest and be different. You know, it's easy to blend in with the world because everyone is doing this. Everyone is talking about an 800 credit score. Everyone is saying, you know, even like with me, you know, you're engaged to an amazing woman, getting married soon. I'm still single, right?

One of the top questions I get when I'm dating is, what's your credit score? Really? Yes. Come on. Hey, man.

yes and i'm like but the credit score doesn't mean that i'm successful with money it simply means i'm good at paying back the people who i borrowed from right because i can have an 800 credit score and not have 800 inside my savings account wow but when i answer that question i remember the first time a young lady asked me that question louis and i told her the truth that's like a 530. because i had just finished paying off all of my debt

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