Anthony O'Neal

Consumer debt free means that, you know, anything outside of my real estate, anything outside of an asset, I'm going to pay cash for it. Because I want to have ownership to where when I'm blessed to have a family, when I'm blessed to have kids, then I can wake up and decide what I want to do with my life, not what do I have to do because I owe every woman. That's just the bottom line.

Consumer debt free means that, you know, anything outside of my real estate, anything outside of an asset, I'm going to pay cash for it. Because I want to have ownership to where when I'm blessed to have a family, when I'm blessed to have kids, then I can wake up and decide what I want to do with my life, not what do I have to do because I owe every woman. That's just the bottom line.

I think it's because they don't want to sit back and be honest and be different. You know, it's easy to blend in with the world because everyone is doing this. Everyone is talking about an 800 credit score. Everyone is saying, you know, even like with me, you know, you're engaged to an amazing woman, getting married soon. I'm still single, right?

I think it's because they don't want to sit back and be honest and be different. You know, it's easy to blend in with the world because everyone is doing this. Everyone is talking about an 800 credit score. Everyone is saying, you know, even like with me, you know, you're engaged to an amazing woman, getting married soon. I'm still single, right?

One of the top questions I get when I'm dating is, what's your credit score? Really? Yes. Come on. Hey, man.

One of the top questions I get when I'm dating is, what's your credit score? Really? Yes. Come on. Hey, man.

yes and i'm like but the credit score doesn't mean that i'm successful with money it simply means i'm good at paying back the people who i borrowed from right because i can have an 800 credit score and not have 800 inside my savings account wow but when i answer that question i remember the first time a young lady asked me that question louis and i told her the truth that's like a 530. because i had just finished paying off all of my debt

yes and i'm like but the credit score doesn't mean that i'm successful with money it simply means i'm good at paying back the people who i borrowed from right because i can have an 800 credit score and not have 800 inside my savings account wow but when i answer that question i remember the first time a young lady asked me that question louis and i told her the truth that's like a 530. because i had just finished paying off all of my debt

So you know when you pay off all your debt, they penalize you for that. Really? Yes, your credit score drops. They don't reward you because you're debt free. They penalize you. So I'm like, well, I got a $530. She was turned completely off.

So you know when you pay off all your debt, they penalize you for that. Really? Yes, your credit score drops. They don't reward you because you're debt free. They penalize you. So I'm like, well, I got a $530. She was turned completely off.

Never asked a question. Interesting. Right? So the whole night, I saw how the mood shifted.

Never asked a question. Interesting. Right? So the whole night, I saw how the mood shifted.

because of my credit score she started looking for an out texting her friends hey come man listen and what the truth of the fact is this was years ago i mean i was in my 20s then i remember her telling her friend that that she was like yeah yeah girl he gotta follow his own credit score he can't he bad with his money and i never responded because i wasn't financially mature then to respond in the correct way uh but as i evolved i said man wow

because of my credit score she started looking for an out texting her friends hey come man listen and what the truth of the fact is this was years ago i mean i was in my 20s then i remember her telling her friend that that she was like yeah yeah girl he gotta follow his own credit score he can't he bad with his money and i never responded because i wasn't financially mature then to respond in the correct way uh but as i evolved i said man wow

Like a credit score does not mean that I'm good with my money. I think a lot of people are stuck because they're trying to to have this perfect three digit score. But you can't pass down the three digit score. You can't give your son or your daughter and build a legacy with that score. So I'm focused on, OK, how do I take the seat at the head of my table?

Like a credit score does not mean that I'm good with my money. I think a lot of people are stuck because they're trying to to have this perfect three digit score. But you can't pass down the three digit score. You can't give your son or your daughter and build a legacy with that score. So I'm focused on, OK, how do I take the seat at the head of my table?

How do I position my family who's at the side of my table, who's at the opposite side of my table, my wife? What is the best thing I need to do with my finances to make sure that when I am transitioning to heaven, that I can leave them with something and I can't do that with the score? Really? Can't do that with a score. So for me, it's all about what am I investing? How much debt do I have?

How do I position my family who's at the side of my table, who's at the opposite side of my table, my wife? What is the best thing I need to do with my finances to make sure that when I am transitioning to heaven, that I can leave them with something and I can't do that with the score? Really? Can't do that with a score. So for me, it's all about what am I investing? How much debt do I have?

How do I eliminate that? What's my insurance policies? And also, too, what wealth am I leaving behind? And when I say wealth, it's not just about the finances. It's about what wisdom and knowledge am I leaving behind? And this is something that we do not talk on social media. Influencers don't talk about this. Louis, to this day, I started this about four years ago.

How do I eliminate that? What's my insurance policies? And also, too, what wealth am I leaving behind? And when I say wealth, it's not just about the finances. It's about what wisdom and knowledge am I leaving behind? And this is something that we do not talk on social media. Influencers don't talk about this. Louis, to this day, I started this about four years ago.