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Anthony O'Neal

👤 Person
450 total appearances

Appearances Over Time

Podcast Appearances

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

Man, every mistake that I make... and that I have made, I write it down. And it's in a journal. So when my kids get of age, when they're like, I wanna say, if I'm blessed to have some right around freshman, sophomore year, I'm giving them my journal. Your mistake journal. My mistake journal. hey, these are the mistakes that I made while dating.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

Man, every mistake that I make... and that I have made, I write it down. And it's in a journal. So when my kids get of age, when they're like, I wanna say, if I'm blessed to have some right around freshman, sophomore year, I'm giving them my journal. Your mistake journal. My mistake journal. hey, these are the mistakes that I made while dating.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

These are the mistakes I've made within my Christianity walk. These are the mistakes I've made with my money. These are the mistakes that I've made in life in general.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

These are the mistakes I've made within my Christianity walk. These are the mistakes I've made with my money. These are the mistakes that I've made in life in general.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

So they're going to see a letter of what, here it is, a letter to them, a mistake that I made, the consequence of that mistake, what I learned from that mistake, and then number four is what did I do to make sure I didn't do this again?

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

So they're going to see a letter of what, here it is, a letter to them, a mistake that I made, the consequence of that mistake, what I learned from that mistake, and then number four is what did I do to make sure I didn't do this again?

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

Well, with me being a man, I can't specifically say what every woman will learn and know because I think that's a great question for a woman. So ladies, please answer that question inside the comments. But here's what I perceive, Louis, is that within, you made a good call out that your fiance, soon to be wife, is Mexican. Well, within my particular community, let's go back a little bit.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

Well, with me being a man, I can't specifically say what every woman will learn and know because I think that's a great question for a woman. So ladies, please answer that question inside the comments. But here's what I perceive, Louis, is that within, you made a good call out that your fiance, soon to be wife, is Mexican. Well, within my particular community, let's go back a little bit.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

We're taught within our culture that when you graduate high school, go to school, right? Keep your credit score good. Work 40 years. While you're working 40 years, get a good job. I'm not getting a good job. Get a good home. And so that way, that's the life. You got a good credit score. You got a real good job with benefits. You have a, you're a homeowner.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

We're taught within our culture that when you graduate high school, go to school, right? Keep your credit score good. Work 40 years. While you're working 40 years, get a good job. I'm not getting a good job. Get a good home. And so that way, that's the life. You got a good credit score. You got a real good job with benefits. You have a, you're a homeowner.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

That's the American dream within the black community. I was taught to at a younger age. So I think what ladies are looking for, okay, wait, if he has a good credit score, this means that he's, he's doing good with his finances, right? within our particular community, I won't say within our particular community, I think within the world in general, we're not really taught money lessons.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

That's the American dream within the black community. I was taught to at a younger age. So I think what ladies are looking for, okay, wait, if he has a good credit score, this means that he's, he's doing good with his finances, right? within our particular community, I won't say within our particular community, I think within the world in general, we're not really taught money lessons.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

We're not really taught, hey, do you budget? We're not really taught, do you invest? We're not really taught, are you an entrepreneur? We're taught, hey, as long as you have a good 800 credit score, you can always get financed. And so I think when ladies hear a man has a good credit score, it's like, okay, so we can get a home. We can get a car. We can get this.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

We're not really taught, hey, do you budget? We're not really taught, do you invest? We're not really taught, are you an entrepreneur? We're taught, hey, as long as you have a good 800 credit score, you can always get financed. And so I think when ladies hear a man has a good credit score, it's like, okay, so we can get a home. We can get a car. We can get this.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

But for me, I'm like, yeah, but you're not really understanding what you're simply saying is we can get a lot of debt. And that's not good.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

But for me, I'm like, yeah, but you're not really understanding what you're simply saying is we can get a lot of debt. And that's not good.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

You know what I'm saying? So, I mean, if we're talking about, hey, yes, you need an 800 credit score so we can get into the real estate game, I'm all for that. But if we're talking about we need an 800 credit score so we can buy the latest Mazda Ryder, the latest Bentley, okay, wait a minute, we have a problem.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

You know what I'm saying? So, I mean, if we're talking about, hey, yes, you need an 800 credit score so we can get into the real estate game, I'm all for that. But if we're talking about we need an 800 credit score so we can buy the latest Mazda Ryder, the latest Bentley, okay, wait a minute, we have a problem.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

I need to have this so I can go get me a credit card so I can get all these reward miles. But the truth of the fact is when I look at all of my millionaire friends, They're not bragging about their reward miles. They're bragging about the investments that they're buying and that's making them money and that's paying for their liabilities. That's paying for their toys.

The School of Greatness
The Money Expert: “If I Was Broke Today, This Is EXACTLY What I’d Do To Become Debt-Free” | Anthony O’Neal

I need to have this so I can go get me a credit card so I can get all these reward miles. But the truth of the fact is when I look at all of my millionaire friends, They're not bragging about their reward miles. They're bragging about the investments that they're buying and that's making them money and that's paying for their liabilities. That's paying for their toys.