Anthony O'Neal

But when I hear them having this conversation, And this is what I really get excited about. It's like, wait, man, I just bought a duplex. I just bought a situation with $24. I'm like, $24? Wait, what? Like, yeah, I financed it, did this and did that. I'm like, okay, cool, great.

But when I hear them having this conversation, And this is what I really get excited about. It's like, wait, man, I just bought a duplex. I just bought a situation with $24. I'm like, $24? Wait, what? Like, yeah, I financed it, did this and did that. I'm like, okay, cool, great.

And that's one of my philosophies that has changed over the years is that, wait a minute, if I can use other people's money to get into the real estate game the correct way, and I'm getting 24 doors and I'm getting inside of the real estate game, I'm buying an asset that will then fund my toys, my wants, and my desires.

And that's one of my philosophies that has changed over the years is that, wait a minute, if I can use other people's money to get into the real estate game the correct way, and I'm getting 24 doors and I'm getting inside of the real estate game, I'm buying an asset that will then fund my toys, my wants, and my desires.

And so when I hear ladies say that, I'll be honest with you, man, it is somewhat of a turnoff for me, but I also understand the lack of education behind that question. And so what I tend to do now is say, you know what? My credit score is good because I have real estate and that's the only thing that's on there and it's being paid for. So I am in an 800 bracket.

And so when I hear ladies say that, I'll be honest with you, man, it is somewhat of a turnoff for me, but I also understand the lack of education behind that question. And so what I tend to do now is say, you know what? My credit score is good because I have real estate and that's the only thing that's on there and it's being paid for. So I am in an 800 bracket.

I said, but Arlen, girl, let me tell you something though. I mean, I make money and I invest a lot. And my real estate, my credit score comes from real estate, which is assets. And I really start having that conversation. I love how, you know, I know we were talking about my book, but your book, you know, make money easy. I think we really do have to make money such an easy conversation. Yes.

I said, but Arlen, girl, let me tell you something though. I mean, I make money and I invest a lot. And my real estate, my credit score comes from real estate, which is assets. And I really start having that conversation. I love how, you know, I know we were talking about my book, but your book, you know, make money easy. I think we really do have to make money such an easy conversation. Yes.

and just have it really, really, if it's an easy conversation, then I think we can make it easy. I haven't read your book completely yet, but by the time you come to my show, I will have it read. But it's like, I love the title of your book because I think we make it so difficult. That's why I made the title.

and just have it really, really, if it's an easy conversation, then I think we can make it easy. I haven't read your book completely yet, but by the time you come to my show, I will have it read. But it's like, I love the title of your book because I think we make it so difficult. That's why I made the title.

Oh, I get excited about this. All right, very first things, I'm stepping back. And before I even look at my debt, I'm talking, okay, where do I want to be within the next 12 months? After 12 months, next three years, five years. So you're thinking game plan first. I'm getting the vision for the next five years of my life, right?

Oh, I get excited about this. All right, very first things, I'm stepping back. And before I even look at my debt, I'm talking, okay, where do I want to be within the next 12 months? After 12 months, next three years, five years. So you're thinking game plan first. I'm getting the vision for the next five years of my life, right?

So if I say, hey, listen, I want to be in California living in my dream home.

So if I say, hey, listen, I want to be in California living in my dream home.

debt free like whatever that vision is i'm casting that vision below that vision i'm writing down the why you know one of my good friends uh pastor darius daniels mentioned something he said man if your why doesn't make you cry then the price of commitment for the next five years is going to make you cry let's go and it's going to make you quit and so for me once i write down the vision i'm going to write down a why why do i want to accomplish this vision so if i'm drowning in debt

debt free like whatever that vision is i'm casting that vision below that vision i'm writing down the why you know one of my good friends uh pastor darius daniels mentioned something he said man if your why doesn't make you cry then the price of commitment for the next five years is going to make you cry let's go and it's going to make you quit and so for me once i write down the vision i'm going to write down a why why do i want to accomplish this vision so if i'm drowning in debt

And I know I want to be out of debt. I want to be in my home. Why do I want the home? I don't want the home just because it's nice sitting on the beach. I want the home probably because, you know what, man, growing up, me and my siblings had to share a room, right? You know what? We never were a homeowner. Maybe I'm the first homeowner in my family.

And I know I want to be out of debt. I want to be in my home. Why do I want the home? I don't want the home just because it's nice sitting on the beach. I want the home probably because, you know what, man, growing up, me and my siblings had to share a room, right? You know what? We never were a homeowner. Maybe I'm the first homeowner in my family.

So I'm getting a deep enough why that when it gets hard, when I feel like giving up, it's going to make me cry and make me push through so that I'm doing that. So that's number two. Then number three, I'm looking at I'm pulling credit card. I'm pulling the last three months of my bank statements and I'm getting on a very detailed budget.

So I'm getting a deep enough why that when it gets hard, when I feel like giving up, it's going to make me cry and make me push through so that I'm doing that. So that's number two. Then number three, I'm looking at I'm pulling credit card. I'm pulling the last three months of my bank statements and I'm getting on a very detailed budget.