Antoine Le Nel

And saying how Nick's dedication today is just as much as it was when you joined. Absolutely. Is incredible. But I don't think people actually ask the question of the sustenance of the founder mode. Today we are building a growth engine with Revolut. I mean the numbers are just insane and it seems to be getting quicker. Yeah, it is. It is. It is. Can we just start there, actually?

And saying how Nick's dedication today is just as much as it was when you joined. Absolutely. Is incredible. But I don't think people actually ask the question of the sustenance of the founder mode. Today we are building a growth engine with Revolut. I mean the numbers are just insane and it seems to be getting quicker. Yeah, it is. It is. It is. Can we just start there, actually?

I spoke to so many people, investors in the business, and they're like, Harry, it's meant to slow down. They're getting faster and better. How?

I spoke to so many people, investors in the business, and they're like, Harry, it's meant to slow down. They're getting faster and better. How?

I spoke to so many people, investors in the business, and they're like, Harry, it's meant to slow down. They're getting faster and better. How?

Yeah. I mean, the thing with what we build, we build an engine, which is a combination of many, many things, meaning there's no because you have two types of growth. You have the growth that are made of, let's say, launches, let's say, marketing campaigns and some coup, you know, like you make a big marketing coup, you know, and then you get the spike and so on. There's none of that at Revolut.

Yeah. I mean, the thing with what we build, we build an engine, which is a combination of many, many things, meaning there's no because you have two types of growth. You have the growth that are made of, let's say, launches, let's say, marketing campaigns and some coup, you know, like you make a big marketing coup, you know, and then you get the spike and so on. There's none of that at Revolut.

Yeah. I mean, the thing with what we build, we build an engine, which is a combination of many, many things, meaning there's no because you have two types of growth. You have the growth that are made of, let's say, launches, let's say, marketing campaigns and some coup, you know, like you make a big marketing coup, you know, and then you get the spike and so on. There's none of that at Revolut.

You're probably going to ask me, what is the one thing that really worked at Revolut? I can't tell you. It's a combination of so many things in the growth engine. And because they all add up, when you look at the growth of Revolut, it's just very steady. And it's steady and it's accelerating week after week. We just monitor every week.

You're probably going to ask me, what is the one thing that really worked at Revolut? I can't tell you. It's a combination of so many things in the growth engine. And because they all add up, when you look at the growth of Revolut, it's just very steady. And it's steady and it's accelerating week after week. We just monitor every week.

You're probably going to ask me, what is the one thing that really worked at Revolut? I can't tell you. It's a combination of so many things in the growth engine. And because they all add up, when you look at the growth of Revolut, it's just very steady. And it's steady and it's accelerating week after week. We just monitor every week.

The acceleration keeps on going just because the engine gets more and more optimized as we are progressing. And for now, we definitely don't see the limit, even in our mature markets. which is quite crazy.

The acceleration keeps on going just because the engine gets more and more optimized as we are progressing. And for now, we definitely don't see the limit, even in our mature markets. which is quite crazy.

The acceleration keeps on going just because the engine gets more and more optimized as we are progressing. And for now, we definitely don't see the limit, even in our mature markets. which is quite crazy.

Your product velocity is insane. How do you have such high product velocity?

Your product velocity is insane. How do you have such high product velocity?

Your product velocity is insane. How do you have such high product velocity?

So the organization is very, very flat. And we are making sure that every team is as self-sufficient as possible. And that's what really builds the agility. If you're self-sufficient in building what you have to build, you just go, you know, with it. And we run more quarterly cycles and so on. And we have a very high pace.

So the organization is very, very flat. And we are making sure that every team is as self-sufficient as possible. And that's what really builds the agility. If you're self-sufficient in building what you have to build, you just go, you know, with it. And we run more quarterly cycles and so on. And we have a very high pace.

So the organization is very, very flat. And we are making sure that every team is as self-sufficient as possible. And that's what really builds the agility. If you're self-sufficient in building what you have to build, you just go, you know, with it. And we run more quarterly cycles and so on. And we have a very high pace.