Ashley Patrick

speaker

3,699 appearances 14 recordings 1 series first heard Feb 2025 last heard 3 Dec

Ashley Patrick’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 3 in all, peaking in Dec 2025 with 1.

Appearances

newest first · ▶ plays the moment

Money Mindset Podcast - Budgets Made Easy · #235 5 Things to Remember When Paying Off Debt Feels Impossible · 19 Aug 2025 podcast

Number one, every payment is progress. voice-verified

So even if you can only pay the minimum, it's still a payment, right? voice-verified

For most debt, now I understand some of the interest rates are really high, but every payment is still progress. voice-verified

So voice-verified

every payment is either paying down some interest or at a minimum, some of the principal, right? voice-verified

You are getting toward paying it off at some point, even if you can only pay the minimum. voice-verified

That is still better than paying nothing, right? voice-verified

So every payment is progress. voice-verified

Now, voice-verified

If you can pay $5, $20, $100, it can literally take years off the payment plan. voice-verified

Years. voice-verified

I have run the numbers so many different ways with clients or as examples when I'm teaching. voice-verified

And even $100 a month takes years off the debt payoff plan. voice-verified

So every little bit helps. voice-verified

Even if it's $20 a payment for now. voice-verified

Even if it's just the minimum payment for now. voice-verified

Remember that those small steps add up to big changes over time. voice-verified

So even when you feel like you're not making any progress, you really are. voice-verified

I mean, I hear... voice-verified

from my clients all the time like I feel like I didn't have a win because I didn't pay off any debt or I didn't pay hundreds of dollars this month toward debt and that is not what constitutes a win so in my previous episode seven little wins go back and listen to that it's the one before this one you will know that yes even a little bit counts as a win but it also helps pay it off voice-verified

Showing 841–860 of 3,699 · page 43 of 185