Ashley Patrick

speaker

3,699 appearances 14 recordings 1 series first heard Feb 2025 last heard 3 Dec

Ashley Patrick’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 3 in all, peaking in Dec 2025 with 1.

Appearances

newest first · ▶ plays the moment

Money Mindset Podcast - Budgets Made Easy · #235 5 Things to Remember When Paying Off Debt Feels Impossible · 19 Aug 2025 podcast

sooner so it's important to know where you're starting if you feel like a payment isn't progress do the calculations you can do it for free online just google debt snowball calculator i even have a blog post on my website about debt snowball calculators and figuring out where you're starting because what you will find is your if you just make the minimum payments voice-verified

Get your debt payoff date and then add in 20 bucks a month, a hundred bucks a month and see what the difference is. voice-verified

And you will be shocked at the difference in just a small amount every single month. voice-verified

It's also important to track that spending or that progress so that you can see the progress. voice-verified

A lot of times we're just not seeing it. voice-verified

So we feel like it's not there. voice-verified

So it's important to use a tracker, a spreadsheet, writing it down, whatever the case may be. voice-verified

the progress that you are making. voice-verified

So when you feel like it's impossible and feels like you're not making any progress, go back and actually look and see the progress that you really are making. voice-verified

Number two, you don't have to do it all at once. voice-verified

You don't need to be paying $100 extra to every single debt every single month to make progress. voice-verified

That's actually kind of counterintuitive because that makes a small dent in several different debts. voice-verified

Yes, but it feels small, right? voice-verified

If you are paying $100 extra to four different debts, it feels like you're not making progress. voice-verified

Put that $400 toward progress. voice-verified

one debt and you will see the balance drop significantly and then you'll actually feel like you're making progress. voice-verified

So when you look at the big number, the full balance, it can be overwhelming of all the things, right? voice-verified

But if you just focus on one debt and you watch that number go down every single month, it gives you that boost of confidence and helps you see that it's not impossible. voice-verified

It makes it smaller, manageable, and it feels so much more comfortable. voice-verified

doable so you can use many different strategies to do this I prefer the debt snowball method or my method the impact method it just kind of depends and keep in mind that you can change later just because you want to start with a specific method you can always change it later you don't have to do things in a specific order you are allowed to change your mind voice-verified

Showing 861–880 of 3,699 · page 44 of 185