Ashley Patrick

speaker

3,699 appearances 14 recordings 1 series first heard Feb 2025 last heard 3 Dec

Ashley Patrick’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 3 in all, peaking in Dec 2025 with 1.

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Money Mindset Podcast - Budgets Made Easy · #232 10 Tips to Stop Overspending - Start Today! · 21 May 2025 podcast

I want you to decide what you can start today and then maybe two other things that you can start this month. matched

Now at the recording, we're halfway through May of 2025. matched

so three things in a month not too bad and then pick a couple for June or maybe you pick one for this month and two or three for June these are pretty easy to start and I'm gonna tell you what resources I have to help you get started so let's dive in all right the first one now matched

I would say that it probably is the most important because it is the foundation and it is everything that I do is creating a budget. matched

Now, that doesn't mean that a budget is just lining out your income and your regular bills for the month and then that's it. matched

There's a lot more to it that I teach. matched

And I teach to break it down by paycheck and to plan what is left over after your bills because that is where the magic happens. matched

What happens is we pay our bills. matched

Hopefully, most of us, we pay our bills. matched

And what is left over, we just randomly spend and then we can't figure out why we're broke. matched

So that is... matched

is the key to managing your budget, staying on track, curbing overspending, is making a plan for what is left over after you pay your bills for every paycheck. matched

Now if you haven't started this yet, I do have a free budget starter kit that will break this down for you. matched

There's a checklist, there's monthly items to remember in your budget, plus a step-by-step downloadable guide. matched

So it's matched

all together for you at budgetsmadeeasy.com start so go grab your free budget starter kit if you haven't done that yet now number two is tracking your spending now once you have your foundation of your budget laid out it's really important to stick with it right and in order to stick with it we need to be actually tracking our spending and that means the realistic matched

actual numbers, not in our head on paper or in a spreadsheet so that you know what the actual numbers are, because we don't have that good of a memory. matched

I know we think we do, but we really don't. matched

And we need to know accurately what you're spending for different categories and on different things. matched

So you have to write it down where you can visually see it and keep track of where your money is going. matched

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