Ayman Ismail

And when we had kids, we needed to expand to get a spot on the driveway.

And so, alhamdulillah, that place is paid off.

And so we get rental income as passive income.

That's $1,500 after I put money aside for taxes, utilities, repairs, that kind of thing.

So yeah, I got really lucky there.

You're gonna see childcare here is at zero because previously we were paying about 260 bucks a week, which added up to about $900, close to a thousand every month.

Next September,

We actually found them a public daycare.

So they're still like four and two years old.

They're still really young.

But we have this thing in Newark where it's called Early Head Start, where it's like 8 to 3 p.m., totally free.

So both of our kids got in.

So our childcare is going to stay zero, which is going to help me save up for their tuition when they do start to sign up for school.

So every month I put away 500 bucks.

It's in a 529 account.

And if I'm not mistaken, you could spend from the 529 account on an elementary or it's just a school fund.

It's not necessarily a college fund.

Right.

So that's there just in case I need it.

But every month for like for the past year, I've been doing that.