Ben Eisen

speaker

1,467 appearances 35 recordings 1 series first heard Jul 2017 last heard Nov 2024

Ben Eisen’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Coronavirus Recession Creates Three Distinct Economies in the U.S. · 2 Sep 2020 podcast

And they were kind of staying in to stay out of harm's way and not spending, not going out for meals, not traveling. matched

And when really one of your only costs is buying groceries, it turns out if you have a good income, you can save a lot of money. matched

And we're starting to see those people are now starting to spend again. matched

And it's what economists call a lot of pent up demand. matched

There's demand for second homes, record demand in a lot of kind of second home destinations. matched

Luxury cars are selling very quickly. matched

Boats, pools are matched

sort of all these luxury items that people want right now, there's very high demand for those, suggesting that there are a lot of people with a lot of money to spend right now. matched

It's definitely pretty unusual. matched

I mean, I think one of the characteristics of recessions that we've seen, at least in the last few decades, is that wealthier people tend to come out OK and poor people tend to fall further behind. matched

And recessions really do tend to widen the inequality gap. matched

I think what's sort of interesting and different here is that just how stark it's been. matched

It's really sort of exaggerated at this moment in time. matched

And some of the drivers of who ends up on one side versus the other are just very, very unusual. matched

Thank you. matched

WSJ Your Money Briefing · Looking to Refinance? You May Not Get the Lowest Mortgage Rates · 19 Aug 2020 podcast

As rates have hit record lows, tons and tons of people have just... matched

been calling up their mortgage lenders and trying to refi. matched

So there's just an overabundance of that business, and there's comparatively less demand for purchase mortgages at the moment. matched

Mortgage rates have been near record lows for really the last few months, and they've fallen precipitously as the pandemic has unfolded. matched

What's interesting, though, is that rates aren't all the same. matched

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