Ben Lowley

Probably Fooled by Randomness by Nicholas Lebb.

That's a good one.

Number two, is there a CEO you're following or studying?

I always keep my eye on Elon Musk, but I think my favorite CEO of all time is probably Andy Grove.

I wish that I knew then that it was okay to fail and that

You know, I didn't have to have all the answers.

Thanks to you.

Thank you, Nathan.

Have a good one.

They are directly correlated, but the act would definitely exist without us.

Okay.

So our platform is designed for bankers to meet their compliance obligations under the Act.

The Act was started about 40 years ago.

It requires banks to meet the credit and financial service needs of all areas of their communities, including the low to moderate income parts of their community.

And they often need to partner with certain types of organizations frequently, that's nonprofits.

Um, so our platform helps them find eligible nonprofits to work with.

In certain scenarios, that could be the case.

If you don't qualify, if your income's too low, you may be able to work through and get qualified for a special flexible rate mortgage product that the bank has partnered with that nonprofit on.

It would include mortgages, any bank products, loan products or deposit accounts that are designed to assist low-income individuals or low-income geographies.

The act is also designed to give credit to banks that provide donations and investments to organizations in the community that are helping