Benjamin Felix

Removing this from the list makes room for something else.

Good classic case of delegation.

And then they had some notes on why they chose PWL in particular.

The first point is high trust.

I'm a rational reminder listener.

So hello, listener, if you're listening.

So I'm very familiar with the company and their approach.

I like their evidence-based philosophy and that they look at the investment strategy as only the tip of the iceberg of the services they offer.

There are a lot of bad advisors out there who will happily take your 2% and provide very little value in return, but I have a high level of confidence that PWL is not that.

Their fee is comparatively reasonable and they'll work hard for me to earn it.

And it's already been noted in the thread, I guess this was

elsewhere in the discussion thread that this was posted in, but they're also the first to admit that if your needs are simple and you're a perfectly happy DIY investor using globally diversified index funds, you may not be a good fit for their services.

I respect that pragmatism.

We have always said that PWL definitely doesn't make advisors in general and PWL don't make sense for

Everyone, lots of people can be successful DIY investors, but this person's points on why they chose to work with PWL are pretty interesting.

And then the last point is access to Dimensional.

More of a nice to have, but moving from DEQT to PWL plus DFA takes some of the sting out of the overall fee increase.

Plus I like factor investing and Dimensional doesn't offer ETFs in Canada.

So the only way to access their products is through an advisor.

This was pre-Avantis ETF.