Bill Perkins

I'm really, at this point in my life, super diligent, trying to convince my boss to get on the bus program to save money, writing down every single nickel that I bought, et cetera. I'm really focused on my career trajectory. And Jason is like- Does Jason work at the same firm? He works at another firm. If you look at the old pictures, all the phone booths are right next to each other.

I'm really, at this point in my life, super diligent, trying to convince my boss to get on the bus program to save money, writing down every single nickel that I bought, et cetera. I'm really focused on my career trajectory. And Jason is like- Does Jason work at the same firm? He works at another firm. If you look at the old pictures, all the phone booths are right next to each other.

He's like right next to me, even though he's not at the same firm. We're all crowded into one area. And Jason's like, I'm going to go backpacking for you for a couple months. I'm like, what? How are you going to do that? Well, I'm going to borrow money from this guy who was a loan shark. And I'm like, wait, what? You're going to borrow money from this guy?

He's like right next to me, even though he's not at the same firm. We're all crowded into one area. And Jason's like, I'm going to go backpacking for you for a couple months. I'm like, what? How are you going to do that? Well, I'm going to borrow money from this guy who was a loan shark. And I'm like, wait, what? You're going to borrow money from this guy?

and you're going to go backpacking in Europe. I'm like, this is insane. This is insanity. My head is about to explode. I'm like, you're going to miss out. And what if they hire another screen clerk and your job's not there when you come back? And how are you going to pay this guy back if you don't pay him back? This is not like, oh, penalties and interest. This is like knees and ankles.

and you're going to go backpacking in Europe. I'm like, this is insane. This is insanity. My head is about to explode. I'm like, you're going to miss out. And what if they hire another screen clerk and your job's not there when you come back? And how are you going to pay this guy back if you don't pay him back? This is not like, oh, penalties and interest. This is like knees and ankles.

And so I just didn't get it. That experience, I wasn't thinking about like Die With Zero and certain experiences belong in a certain period of your life, et cetera. I was just ultimately on this autopilot of trying to be successful and make money at that time in my life. And Jason was like, I'm going backpacking. So he went, I stayed, he came back, had a screen clerking job.

And so I just didn't get it. That experience, I wasn't thinking about like Die With Zero and certain experiences belong in a certain period of your life, et cetera. I was just ultimately on this autopilot of trying to be successful and make money at that time in my life. And Jason was like, I'm going backpacking. So he went, I stayed, he came back, had a screen clerking job.

Different firm or same firm? Same firm. Wasn't that much noticeable different. I moved up a little bit, but it wasn't that noticeable different, but he came back richer and He came back with stories and experiences and romance and lifelong friends. In the beginning, I was kind of, oh, wow, maybe I missed out. Maybe I could have jumped in for a week, that type of thing.

Different firm or same firm? Same firm. Wasn't that much noticeable different. I moved up a little bit, but it wasn't that noticeable different, but he came back richer and He came back with stories and experiences and romance and lifelong friends. In the beginning, I was kind of, oh, wow, maybe I missed out. Maybe I could have jumped in for a week, that type of thing.

And as time went on, I really, really regretted not joining him on that trip. When it finally came time where like, I'm going to go Europe. I'm going to have this backpacking experience. I was too bougie. I had money. I wasn't going to go stay at youth hostels. I wasn't going to capture these trains. I was going to have an experience, but a different experience.

And as time went on, I really, really regretted not joining him on that trip. When it finally came time where like, I'm going to go Europe. I'm going to have this backpacking experience. I was too bougie. I had money. I wasn't going to go stay at youth hostels. I wasn't going to capture these trains. I was going to have an experience, but a different experience.

The type of experience he had was for that time in your life. And the type of experience, even though it was wonderful, it was not as rich as his experience. because the time had passed me by. It's one of my big, big, big regrets in life.

The type of experience he had was for that time in your life. And the type of experience, even though it was wonderful, it was not as rich as his experience. because the time had passed me by. It's one of my big, big, big regrets in life.

It was slowly over time. Even when I got to the exchange, I was in this hurry to get rich. And the reason why I was in a hurry, because I had this bias, I had this belief. I was like, yeah, there's rich guys here, but they're old. What can they possibly do with the money? I'm young. I'm 21. I'm ageist. I can't imagine The use of a million dollars when you're 40, right?

It was slowly over time. Even when I got to the exchange, I was in this hurry to get rich. And the reason why I was in a hurry, because I had this bias, I had this belief. I was like, yeah, there's rich guys here, but they're old. What can they possibly do with the money? I'm young. I'm 21. I'm ageist. I can't imagine The use of a million dollars when you're 40, right?

Like, what are you gonna do, buy a nicer car to drive your kids around? It just seems like loss on them. They don't get to do fun things. Now, I was wrong about that, But I was right about the utility of money over time. And I also read this book at this time called Your Money or Your Life that kind of transformed my understanding of what money is.

Like, what are you gonna do, buy a nicer car to drive your kids around? It just seems like loss on them. They don't get to do fun things. Now, I was wrong about that, But I was right about the utility of money over time. And I also read this book at this time called Your Money or Your Life that kind of transformed my understanding of what money is.

It's a very detailed book that has these exercises that has you look at how you spend your hours from going to work, getting ready for work, the things you spend on work, and really figuring out what your true hourly wage is. After tax, this is what an hour of your time, of your life is worth.

It's a very detailed book that has these exercises that has you look at how you spend your hours from going to work, getting ready for work, the things you spend on work, and really figuring out what your true hourly wage is. After tax, this is what an hour of your time, of your life is worth.