Bill Perkins

Right.

Right.

And so these are the type of things, you know, I think about like, okay,

the physically demanding trips and fulfilling things now, I need to be doing those now, getting those experiences under my belt now, and not be pushing them out until I'm 66, 72, 81, if I make it that far.

And so,

I think a lot of people will look at that, you know, on autopilot or not thinking about these things.

They think they're going to retire one day and then their life is going to look like a carnival commercial.

Yeah.

No.

Well, I mean, even perfect health when you're 60 is a lot different than perfect health when you're 40, 50, 20, 30.

Right.

And so as your health declines naturally.

the activities that you can do or that you will like change.

And so you don't need money for those experiences, right?

In the future.

You need them now.

I imagine if I'm anything like my parents and my ancestors, I'm going to enjoy just visiting grandkids, talking about the old days, etc.

And so what I'm trying to do is create what I call memory dividends.

Having an experience now, not only do you get enjoyment from the experience when you do it,

you get a piece of that enjoyment every time you bring it up, every time you discuss it.