Braden Dennis
speaker
8,273 appearances
24 recordings
1 series
first heard Apr 2026
last heard 19 Sep
Braden Dennis’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 24 in all, peaking in May 2026 with 7.
Appearances
So that could balance the housing market a little bit more, which is what we're seeing right now.
podcast-host
And Ben Ben highlighted that really well.
podcast-host
Well, but still like the idea that just because the housing market is balanced, people aren't running out of money and and and having to sell their houses in in a hurry is
podcast-host
You know, it's kind of silly.
podcast-host
I I think the interesting thing on this chart that I have up here, the on the consumer's path to mortgage delinquency, because I'm really curious to get your take on this as somebody who works in the mortgage space and like actually does deals.
podcast-host
I feel like everybody, you know, for you and I, like we are we do so much of this like public commentary that people actually forget like what we actually do throughout the day.
podcast-host
And like po you're talking about power of stale work.
podcast-host
I mean, my entire book of business right now is lender dispositions, right?
podcast-host
Like there you go.
podcast-host
Like to the point where yeah, to the point where I've
podcast-host
Brought on a partner that I used to work with in the debt space to help me do like basically he goes in as a special loans team for a lot of these like smaller mix and and books of business to actually do workouts and like take over the lawyer file because he's got experience with it.
podcast-host
And and that's one of the big hurdles, right?
podcast-host
And a huge bottleneck is courts are behind on the on the lawyer stuff, which is what you highlighted to me.
podcast-host
But before I get too far into that, you're like on this curve, you can see okay, person starts increasing their credit.
podcast-host
Credit card utilization rate.
podcast-host
And okay, now I'm now my my uh I'm I'm above my 30% limit on my whatever the revolving credit and maybe my HELOC and and all of these things.
podcast-host
And now everything's maxed.
podcast-host
I run out now.
podcast-host
I've run out of options, I think, right?
podcast-host
Because my credit is impacted.
podcast-host
Showing 1981–2000 of 8,273 · page 100 of 414
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