Braden Dennis
speaker
8,273 appearances
24 recordings
1 series
first heard Apr 2026
last heard 19 Sep
Braden Dennis’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 24 in all, peaking in May 2026 with 7.
Appearances
Really getting piled on with debt.
podcast-host
And I Ron, did you I think I think I mentioned this to you, but the Bank of Canada report called Consumer Path to Mortgage Delinquency.
podcast-host
Have you seen this thing?
podcast-host
Crazy.
podcast-host
I talk about it all the time, but the Bank of Canada spent a lot of time analysing like what is it what it what actually happens for somebody like to go delinquent on their mortgage?
podcast-host
And it's actually a two year process.
podcast-host
So and Equifax has their uh their their trends reports quarterly.
podcast-host
That one's coming up, I think, in September, but uh which I'm I always love that data.
podcast-host
But from what I can see is like we're probably still pretty early in this for Canadians, uh at least on like that organic it's
podcast-host
not to say that you know supply and demand can't fix it and Ben Ben present m pr presented some decent arguments in that regard, but like the the stress for Canadian households were pretty early to it if people are still levering up on credit cards to deal with inflation, now taking money out of their bank accounts to to deal with inflation.
podcast-host
You know, maybe the renewal wall, maybe their their mortgage payment went up three hundred or five hundred bucks a month or even if it was nominal and all the other costs in their in their life
podcast-host
If now all of a sudden, you know, a year ago I was spending my my household burn rate was whatever, six grand a month and now it's ten.
podcast-host
Eventually I'm gonna r if if I have if something meaningful hasn't changed on my income side, I eventually I'm gonna run out of money.
podcast-host
Are we still on that?
podcast-host
Like is that still that bleeding out still happening from what you're seeing?
podcast-host
Like probably m how many calls do you get that are that are like I'm in shit, help me with this, you know, whatever.
podcast-host
Yeah, I I would agree, like based on the data.
podcast-host
I think I I I would I would say, you know, T plus two years after whenever those curves start to revert on on the Equifax data set is when households stop bleeding out.
podcast-host
And if pe so if people are still levering up, like we still have people entering into the situation where they're forced sellers.
podcast-host
Your non-forced sellers are leaving the market.
podcast-host
Showing 1961–1980 of 8,273 · page 99 of 414
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