Bridget Hall

speaker

567 appearances 2 recordings 1 series first heard Sep 2025 last heard 10 Sep

Bridget Hall’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Sep 2026 with 1.

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And both from being able to send an instant payment to receive an instant payment and uh and seeing the value that can come.

Yeah, that's so um at ACI we've been supporting both RTP and FedNow since they launched.

And over the last handful of years that both uh instant payment reels have been live, it's been a a story that's constantly been evolving, right?

We knew in the very beginning banks were trying to figure out what was going on.

Let me get connected, let me under, let me dip my toe in and see what's going on.

Uh and then we saw uh much more come together around uh let's start getting connected for receive only.

I want to receive to I I think there's value in receiving.

Let me receive and understand what's going on.

And that's kind of the point where I think we started to shift away from the the conversation of is the US behind in instant payments?

And it you know, in the beginning, yes, I think we were.

And I I think we've progressed past that at least as we've seen quite a few financial institutions connect to either RTP, FedNow, or both.

uh in and being able to receive.

Uh and then we started to see the conversation shift a bit more and this is kind of where I feel like we're at now where

We're not necessarily behind the rest of the world.

But I do think that we're leaving some value on the table of not having as many sending financial institutions as we can.

Uh it's it's been a little bit tricky to see from the instant payment schemes how many are sending and and what that volume looks like.

We we don't really see a lot of uh you know good data reporting on that, which is fine, but from a from an ecosystem perspective.

We definitely know that not everyone is sending or allowing their consumers or businesses to send um between uh between banks.

And

That's where it's it's starting to create this unreliable experience and having an impact on adoption because

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