Bronwyn Bruce

That's right.

And we had coffee.

And you had a broken foot.

It happens.

Yes.

Yes.

Oh, this kills me.

Sure.

So I am currently undertaking a PhD at RMIT and top level, I'm researching how to engage younger Australian women with their superannuation.

There's this big super gap that exists between women and men in Australia.

37%, depends on your source, but that's the one I'm using.

A couple of reasons for that, the design of the system, career interruptions, and then caring responsibilities.

So I'm focused on millennials because research shows that this gap gets very, very wide when women and men are in their 30s.

So my age range is 25 to 40.

So I'm looking at what this group of women can do at this point in their lives so they don't end up

you know, homeless, which is another scary statistic that's been coming out in the media of women over 55 and now this rising group of homelessness in Australia.

So I'm exploring the sources of self-efficacy and how they can help women to build up their self-belief, awareness and confidence to make changes today for a better financial wellbeing in the future.

Yeah, for sure.

And, you know, in your 30s, it's really hard.

I think a lot of women and men, everyone, they don't engage so much with their super because of that time difference.