Caitlin Sarian

speaker

905 appearances 1 recordings 1 series first heard Feb 2026 last heard 19 Feb

Caitlin Sarian’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Feb 2026 with 1.

Appearances

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The Mel Robbins Podcast · #1 Cybersecurity Expert: This Conversation Could Save You Thousands of Dollars · 19 Feb 2026 podcast

Yeah.

This is a scam?

This is a scam and it's working.

And so what happens?

So then people send it back because they feel bad.

And then what happens is because it's a stolen card, those charges get reversed.

But you don't get reversed because you willingly sent them the money.

So you're stuck paying these scammers the $200 because the stolen credit card gets reversed.

So you actually didn't get the money.

I try to avoid Venmo and Zelle at all costs unless I have to.

And then I always try to use a credit card wherever possible.

Credit card over debit card because debit cards, it's the same as like Venmo, right?

It's like money in, money out.

Credit card, they can actually, they're better about reversing charges.

The first thing I would do is update your password immediately.

And if it's a really key account, I would turn on multi-factor authentication, which means that you are signing in not just with a password, but like a code that's sent to your phone or your email or your authenticator app.

I'd prefer authenticator app, but we'll get back to that.

Then if it's like an Experian or type of like, you know, any type of financial...

bank situation they are going to be sending you something in the mail to teach you what to do and they also offer free credit monitoring for you sign up for that it's free why not the the main thing i tell people freeze your credit because the issue with those like breaches is identity theft that's what most people are concerned about is oh my gosh i'm going to have identity theft if my social security number and my name and all my information is out there

But they can't commit identity theft if they can't open any accounts in your name.

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