Charlie Viola
speaker
337 appearances
1 recordings
1 series
first heard Jun 2026
last heard 1 Jun
Charlie Viola’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.
Appearances
But you can use it as a means of retaining earnings over a period of time.
So it's likely to be a more prevalent use.
Where you maybe don't have the capital to do it, using your personal name may end up just as good as anything over time.
Remembering, though, we still always say...
Get as much into super as you can.
It's always going to be the most concessional tax rate.
Understand the preservation rules.
Understand that you can't get back to the money until you're at least 60.
But it's always going to be the most concessionally taxed environment that we have.
Hit super as hard as you can.
And it probably will never change because they've buggered around with it for so long and it's still always the most tax effective because it's intended to incentivize people to save.
It's intended to incentivize people not to lean on the public purse at some point in the future.
Yeah, yeah, yeah.
And if you're 26 or 27 and you're earning more than you're spending and your goal over the next five years is to end up in housing or have lots of toys or just have the ability to work a bit less or whatever it works out to be, in the past we could have used trust structures.
We could have had the ability to stream income into different spots.
Some of that opportunity is gone.
So people who are genuinely on the wealth accumulation path
Honestly, I'm of the view sometimes just keep things simple, do it in your personal name.
The income in the first number of years is going to be reasonably minimal anyway.
Remember, even if you've got a million dollars invested, it's probably producing 35 or 40 grand a year of income.
Showing 101–120 of 337 · page 6 of 17
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