Charlie Weston

speaker

1,990 appearances 20 recordings 3 series first heard May 2026 last heard 2 Sep

Charlie Weston’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 20 in all, peaking in Jun 2026 with 7.

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It's usually about 60 days if you make the payments you've signed up for. matched

But if you don't, you're talking then administrative fees. matched

You're also possibly talking unpaid debts and they could send a debt collector after you. matched

And if you run up enough of these, you'd end up with a bad credit score. matched

Now, I'm not saying it's a bad thing, Matt. matched

It's fine for some people and matched

I don't want to be anybody saying, oh, Fisherman on the radio is very elitist. matched

It's fine for him. matched

He can use a credit card. matched

He has money. matched

Some of us are living week to week and we're on minimum wage. matched

So this is a handy way of paying for things. matched

But some of the research findings from the central bank and the Competition and Consumer Protection Commission are quite startling. matched

The Competition and Consumer Protection Commission was before an Oireachtas committee about two weeks ago talking about this. matched

And actually Klarna and Hum, two of the big buy now pay later firms, are before the same Oireachtas finance committee this afternoon. matched

But what the central bank found in research was matched

People don't understand that this is a form of credit. matched

They just don't get that. matched

They just think it's a payment plan when actually it's strictly speaking, it's a form of credit. matched

The other problem is it's used by people who least understand it. matched

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