Charlie Weston

speaker

1,990 appearances 20 recordings 3 series first heard May 2026 last heard 2 Sep

Charlie Weston’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 20 in all, peaking in Jun 2026 with 7.

Appearances

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The Last Word with Matt Cooper · CCPC Raises Concerns About ‘Buy Now, Pay Later’ Schemes · 8 Jul 2026 podcast

It's often used by people who have a history of late payments or people who have been refused credit by other providers and there's a low level of financial literacy involved. matched

And people tend to buy more if they use buy now, pay later than they would otherwise be. matched

In other words, Matt, they want something rather than needing it. matched

Here's a handy way of getting it for you and the payments then, you know, you owe payments over a period. matched

So the regulators, I suppose, are concerned it's become so prevalent now. matched

It's become a big part of purchasing, particularly online, electronics, clothes, even fast food, Matt. matched

Deliveroo and Klarna have teamed up and a few matched

spend more than 35 euros, you can make the payment through buy now, pay later. matched

So it's become quite prevalent. matched

And sometimes the regulators are concerned, Matt, that sometimes... matched

Yeah, it just seems the ultimate madness. matched

The Journal, to be fair to them, broke this and we had a headline on it when we covered it saying, eat now, pay later. matched

You know, it just seems the ultimate, just a stretch too far, really. matched

Essentially, Matt, yeah, you get a big order from McDonald's, 40 euro, 35 euro plus order. matched

And you put it on the never-never, essentially. matched

You pay an amount up front, a small amount up front, and you pay it then over the next three to four months, and you've consumed it within half an hour of getting it, probably. matched

You've nothing to show for it. matched

So you really wonder, you really scratch your head and say, oh, look, it's gone too far, if that's happening. matched

Now, I put that to... matched

Deliveroo and to Klarna who are doing this and said look at this is just too much you know and they say well hold on a minute here an awful lot of people buy groceries with credit cards that's a more expensive form of credit this is a cheaper way of doing it and a lot of people would pay the full amount up front or you know they'd meet the conditions of the of the payment schedule and it's not a problem for them and they say it's popular a lot of people and a lot of people do understand it matched

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