Cheryl Winokur-Munk
speaker
1,406 appearances
26 recordings
2 series
first heard Apr 2019
last heard Jun 2025
Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.
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Appearances
And people really shouldn't feel stuck.
voice-verified
These are paths to help them move ahead.
voice-verified
It's very easy to just spend money without knowing what you're spending.
So I keep a list, even for myself today, I keep a list of all my grocery store expenses.
And I can keep track of it.
I can say, oh, that was a little heavy that month.
What can I do to cut back?
Or what other areas of my budget might I have to pare back?
If you don't keep track, it's very hard to know.
So I try that with my own kids.
We sit down and we talk about it.
We have accounts for them, just little accounts where they can just, you know,
They can look at their accounts online and they can see what they have.
And we talk about spending and saving and we talk about money purchases.
Just having these open conversations is really important.
The habits you form early on really do last you a lifetime.
And the earlier you can start with your children, it's never too early to start.
So that's actually a really frustrating point for some families.
In many cases, institutional or private scholarships and grants aren't going to count as taxable income, but there are stipulations.
Thanks for having me.
Showing 181–200 of 1,406 · page 10 of 71
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