Cheryl Winokur-Munk

speaker
1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Repayment Options for Student-Loan Borrowers · 8 Feb 2024 podcast
Well, there's a lot of risks, actually. voice-verified
It really can put a stain on your credit history and might mean that creditors don't want to lend to you in the future. voice-verified
Bankruptcy is really a last resort, and there's no guarantee that your student loans will be discharged in bankruptcy. voice-verified
The Biden administration has made it easier. voice-verified
But it doesn't mean it's a slam dunk. voice-verified
You still have to go through a process. voice-verified
So people shouldn't just automatically assume, oh, I'm just going to declare bankruptcy and have my student loans discharged. voice-verified
That may not be the case. voice-verified
Yes, the Biden administration made it easier. voice-verified
But again, it's not a slam dunk. voice-verified
studentaid.gov. voice-verified
There are resources on loan repayment, on loan forgiveness, just the click-down links that you can look through. voice-verified
You can figure out who your loan servicer is. voice-verified
You can do this simulator that I was talking about, this loan simulator. voice-verified
You can look for information on income-driven repayment plans. voice-verified
You can look on how to consolidate your loans. voice-verified
You can look up the types of forgiveness you might be available for, whether it's public service loan forgiveness or teacher loan forgiveness or other types of loan forgiveness that you might be eligible for. voice-verified
It's a really good resource. voice-verified
And sometimes there's a problem with some of these government websites is there's just information overload. voice-verified
If you just take the time to look under the loan repayment section of the website and the loan forgiveness section, those are really good starting points. voice-verified
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