Cheryl Winokur-Munk

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1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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And that's a decline from the prior two years, according to Sally Mays, How America Pays for College. voice-verified
So there's lots of reasons families may not fill out the FAFSA. voice-verified
They may think they're not going to get money. voice-verified
They think they may make too much money, for example. voice-verified
But a recent poll from LendingTree's Student Loan Hero unit found that 85% of undergrads didn't even know that FAFSA determines eligibility for things like grants and work study in addition to loans. voice-verified
So it's a combination of reasons they're not filling it out. voice-verified
So it's really the entry point to getting any kind of federal aid. voice-verified
So a Pell Grant, for example, if you're eligible, student loans, and federal work study, which allows you to earn money and get paid for it and help defray the cost of college. voice-verified
You often have to fill out the FAFSA in order to be eligible for state aid as well, as well as school-based aid and even some scholarships. voice-verified
So it can get a little confusing, but the tax return, the tax information you're using is the prior, prior year. voice-verified
So again, that's confusing to people, but people use their 2020 tax return for purposes of getting aid for the upcoming academic year, the one that's going to start in September. voice-verified
So in some cases, people had really great 2020s, right? voice-verified
But if that's out of the ordinary, you would want to let counselors know because maybe if you had an exceptional year for whatever reason, some people actually did really well during the pandemic. voice-verified
But if that's not normal, then you need to let aid counselors know that that's not the typical so that you can be considered under a different kind of level, for example. voice-verified
In some cases, a family, due to the pandemic, may have had extraordinary health expenses. voice-verified
or a job loss. voice-verified
And those types of things may not be apparent from that 2020 tax return. voice-verified
So if you have these anomalies or things that really you think the aid officer should know that's not reflected on your tax returns, you really need to reach out. voice-verified
And just one word of caution, if you're a prospective student, so you're not already in school, you're going to have to reach out to the financial aid office for every school you're applying to because every school determines its packages differently. voice-verified
So it's not going to affect everybody. voice-verified
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