Cheryl Winokur-Munk

speaker
1,406 appearances 26 recordings 2 series first heard Apr 2019 last heard Jun 2025

Cheryl Winokur-Munk’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · How the College Financial-Aid Process Will Be Different This Year · 21 Dec 2021 podcast
But if the parent or parents collect an unemployment due to the pandemic and filed their 2020 taxes before Congress changed the rules that would allow them to keep some of that income out of their adjusted gross income, that's when they're going to want to ask their student school or prospective schools, if you're not already at a school, if the award aid award can be adjusted favorably. voice-verified
So it's not going to affect everybody, but it could affect a subset of people. voice-verified
There are two things that you should consider or know about is that males no longer have to register with a selective service system in order to be eligible for federal financial aid. voice-verified
In addition, if you have a drug conviction, it's not going to affect your ability to seek financial aid. voice-verified
It's actually kind of crazy, but there really are people out there who try to game the system and encouraging others to do the same on social media. voice-verified
So one of the ways that that's being played up on social media is encouraging people to get married for the purpose of being considered an independent student. voice-verified
So there's differences when you're independent or dependent student. voice-verified
As an independent student, your parents' finances aren't considered independent. voice-verified
So if you have no income or very little income as an independent student, you're not relying on your parents. voice-verified
Now, the problem with doing this, getting married just for the purposes of getting financial aid, is it's fraud. voice-verified
And this fraud, if you're caught, is punishable by potentially jail time and large fines. voice-verified
So it's really not something you want to do. voice-verified
I mean, it's one thing to say on social media, I did this, I did this. voice-verified
And I even read an article about people doing this and thinking they could get away with it. voice-verified
But it's really, really, it's fraud. voice-verified
Another way that people may be trying to game the system is to transfer legal guardianship of a college-bound child to, say, a relative or a friend who are less well-off. voice-verified
And in that way, the teen would be able to get more financial aid than if the guardian of the parent, who may be very well-off. voice-verified
But this, too, is fraud. voice-verified
And they've definitely, you know, the education department has definitely gone after people voice-verified
or certainly looked into cases of this happening. voice-verified
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