Chris Brycki

speaker

759 appearances 3 recordings 2 series first heard Mar 2022 last heard 30 Jul

Chris Brycki’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Jul 2026 with 1.

Appearances

newest first · ▶ plays the moment

Australian Finance Podcast · Investing in defensive assets: Cash, bonds & gold · 21 Mar 2022 podcast

our client care team have with our clients whenever markets fall.

Clients sometimes get nervous and say, look, markets are down.

I've lost 2% or 3%, let's say, in the last six months.

And we always bring it back to what's your time horizon?

And they will say, look, I'm investing for seven years to buy a house or I'm investing for 20 years for my super.

And so we iterate that based on that time horizon, your strategy is correct.

And no one...

can accurately and consistently pick when markets are going to be going down 2% or up 3%.

That's just kind of the noise around the long-term trend.

And no one can pick the noise.

And so you might as well just focus on the long-term trend and make sure you've got the right mix for your time horizon.

So time horizon and risk capacity are really the two that are most important.

And then, yeah, I mean, rule of thumb, I would say is if you've got any infinite time horizon, like Warren Buffett does for his estate, I think, you know, his estimate of 90-10, you know, makes a lot of sense, you know, for anything less than that, and most people's are a lot less than that.

I actually think people don't have enough defensive assets generally in their portfolios.

Super funds are a little bit of an anomaly because the time horizon for someone in their 20s or 30s is quite long.

It might be 40 years or so.

But a lot of people invest in their discretionary savings for some sort of goal, saving up for a wedding or a holiday or just saving up to buy a house one day.

You know, your time horizon might be five years or seven years or so.

And for that sort of time horizon, you know, for our clients, at least, you know, we recommend at least a 20% allocation to defensive assets.

And our view is it doesn't really harm your returns too much, but it adds a huge improvement in the quality of your returns.

Showing 621–640 of 759 · page 32 of 38