Chris Brycki

speaker

759 appearances 3 recordings 2 series first heard Mar 2022 last heard 30 Jul

Chris Brycki’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Jul 2026 with 1.

newest first · ▶ plays the moment

And by quality of returns, I mean how much downside you have to experience.

Yeah, it's a great point.

And I agree with you.

Certainly, bonds isn't a short-term saving instrument either.

So I wouldn't recommend if someone has like a one-year time horizon to put it in bonds rather than cash.

And I think people do make that mistake as well.

People are desperate in this day and age to earn a better return than what they get in the bank.

You can get whatever it is now, 0.1% in the bank.

You might get lucky in a high interest account getting a little bit more than that.

You can get a term deposit, maybe get a little bit more than that.

But above that, you're always taking kind of risk.

It's just the way things work.

There's no such thing as a free ride or free lunch.

And if anyone's promising you a higher return than a

a term deposit in a Commonwealth bank account, then you are taking risk.

And that risk could be through different sort of factors.

It could be counterparty risk.

You could be lending your money to a less safe bank.

You could be investing it in some sort of security that varies in value, like you say, a bond.

And it's something I think people always need reminding.

Showing 641–660 of 759 · page 33 of 38