Chris Harmse

speaker

201 appearances 1 recordings 1 series first heard Jun 2025 last heard Jun 2025

Chris Harmse’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

No recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.

Appearances

newest first · ▶ plays the moment

Off the Rails from the U.S. Faster Payments Council - FPC · 12 June 2025 Chris Harmse of BVNK on stablecoins, cross border payments, and skydiving · 12 Jun 2025 podcast

With payouts increasing and these emerging market users getting comfortable holding stablecoins, living with stablecoins, they're looking to actually natively want to spend stablecoins.

So to date, we've seen, I guess, a few niche verticals lean into that.

This is, I think, platforms like sports betting platforms, some retail trading platforms, even the early signs of luxury retail.

We actually do pay-ins, crypto checkout or pay-ins for Ferrari in the UK.

but it hasn't really gone mainstream into econ because you would think look if payments are really going to go mainstream it needs to be econ related and i think that's a use case that hasn't um has got a lot of potential but hasn't really taken off just yet but uh it's definitely coming we see the more payouts feeding pay-ins so it's at the early stages but you know definitely has a lot of potential because there again

speed, cost, instant settlement, you know, all of those benefits you would get over some of the traditional payment methods you have globally.

So they'll become a major option alongside others, but they won't replace everything.

I mean, these, I think the future is really a world that's multi-rail in nature.

This means multi-blockchain, multi-fiat rail, and orchestration across all of these rails, you know, hopefully in our time, in our lifetime, they're all instant.

You know, you've got the domestic schemes innovating and you've got these, you know, a way to do international on a blockchain.

So I think, yeah,

Yeah, in our lifetimes, we definitely see a coexistence of all of this amazing real-time payments technology, I would say.

Yes, but caveated.

So I'm a buyer there.

They're quite complex today, but I think that's quite temporary.

And if you think about until...

Card rails and correspondent banking, you know, was fully understood, you know, and they come with their own complexities.

You know, running a card program is not that simple.

You know, doing international correspondent banking is not that simple either.

So I think it's complexity in a different way.

Showing 101–120 of 201 · page 6 of 11