Chris Harmse

speaker

201 appearances 1 recordings 1 series first heard Jun 2025 last heard Jun 2025

Chris Harmse’s voice in public audio — every appearance, attributed to the second.

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Off the Rails from the U.S. Faster Payments Council - FPC · 12 June 2025 Chris Harmse of BVNK on stablecoins, cross border payments, and skydiving · 12 Jun 2025 podcast

But, you know, companies like ours, like BVNK, really aim to abstract all that complexity away and make it, you know, we have this ethos when we build products to make blockchain payments as easy as bank payments are.

kind of put it in the vernacular of a normal person working in a payments team somewhere that understands how bank payments work you know and i think you know we're really doing a good job at kind of abstracting that complexity away um but also i think on the regulatory front um

I would say three, four years ago, even up to six to 12 months ago, we had a regulatory headwind in anything stablecoin related.

That has shifted to a tailwind with the new administration in the US, but also very pragmatic regulations coming into play across the globe, whether that be Singapore, Zara in the Middle East, or even the Mika regime that's coming into play in Europe.

I'm a buyer for sure.

With skydiving, the fear lasts a couple of minutes.

With a startup, you've got years and years of pain, but hopefully you get there in the end.

No, look, like we chatted, I like to do a couple of things that get the heart pumping.

I'm actually jumping out of a plane this Saturday with my brother, so super excited for that.

But yeah, I do find startups are probably...

more rewarding long-term, you know, fulfilling personally and that sort of thing.

Look, I'm a buyer of that.

I mean, by design, stablecoin and blockchains more broadly are irrevocable.

It's full and final settlement.

I think the irreversible nature of those transactions are a feature for some use cases and definitely a bug to others.

So it doesn't solve all that.

But I think we do need to build...

you know, more robust dispute resolutions into the ecosystem on what does happen at these.

And, you know, we've started to build pretty thick, pretty, you know, pretty nifty technology around if a customer sends in on the incorrect blockchain or sends the incorrect stable coin, our system is able to pick that up and actually deliver it onto and move it onto the right blockchain using the right stable coin.

So there are fail safes you can build into your platform.

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