Chris Hutchins
speaker
797 appearances
1 recordings
1 series
first heard Sep 2026
last heard 16 Sep
Chris Hutchins’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Sep 2026 with 1.
Appearances
When you add the third card, it goes to like 2.75.
Like so you get a huge amount of value going from one to two, and then very diminishing returns after two for the average spender.
Yeah.
Now, if you spend $300,000 a year on hotel.
hotels, then it might make sense to go get a card that's gonna give you four X points on hotels and add it to that.
But for the average like US spending patterns, two seems to be optimal for maximizing your points earning without going down this rabbit hole.
That doesn't mean I have two cards.
Like I think I have thirty or forty cards between me and my my wife.
Between me and my
But if you want to keep things simple, that works.
So I just don't shop a lot.
So
Anytime I'm about to buy something.
I will absolutely go through like three or four things to get the best deal.
So, step one, I'm gonna go in and look, what is the best shopping portal offer?
And I will probably, if I don't need to buy it today, look at historical trends.
So, like if you're about to buy something, let's say you're trying to, you know, Amex Platinum, you got some Lululemon credits, and you go look historically, sometimes Rackettin might be 2X, sometimes it might be 10X.
So I'll definitely look.
Look at the trend to be like, should I wait a little bit?
Right.
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