Clare Ansberry

speaker

331 appearances 5 recordings 1 series first heard Aug 2020 last heard Sep 2024

Clare Ansberry’s voice in public audio — every appearance, attributed to the second.

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Some may have a maximum benefit per month or a lifetime benefit.

So you really got to check and see how much it covers.

Some have a waiting period, like 90 days.

So you have to cover those costs in the meantime.

Some have coverage exclusions, like they wouldn't cover mental health.

or other things.

And also, by the time people want to get that insurance, the premiums may be so high if they're older or if they have pre-existing conditions.

There's two big ones.

One is outliving their money.

They plan, they may save, but they may not expect to live into their 90s.

Running out of money is a big concern.

The other concern is being a burden on family members.

So many people, their kids have their own careers.

They may not live nearby.

So they really don't want to impose on them.

They may try to do things themselves.

Other concerns is the home repairs that they may have to make if they live in a two-story home.

Steps are challenging.

Another concern is transportation.

If they're living at home and suddenly they can't drive, how are they going to get to the stores, their doctor's appointments?

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