Clare Ansberry
speaker
331 appearances
5 recordings
1 series
first heard Aug 2020
last heard Sep 2024
Clare Ansberry’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · It’s Getting Harder for Americans to Grow Old in Their Homes · 5 Sep 2024
podcast
Retirement savings, buying long-term care insurance.
Some of them get their home modified early on.
Planning ahead, are we going to need this?
Maybe we need to move to someplace where we can have a single-story home.
The savings and the long-term care insurance and putting money aside.
But, you know, sometimes it's not enough.
One family, they had to take out a home equity loan just to pay for the in-home care.
And one of the family caregivers ended up filing for bankruptcy protection because she just drained all of her finances and savings helping to care for her parents in their home.
A lot of it is the home modification costs, things like the ramps, the bathrooms, the special wheelchairs, the respite care, adult daycare.
And I think, too, a lot of people assume that Medicare is going to cover a lot of things.
But Medicare really covers only post-hospital nursing home care for up to 100 days and generally doesn't cover home care costs.
And Medicaid might cover it through their programs, but they require people to exhaust their assets.
Yeah, a real basic one, and one that's been around for a long time, are local area agencies on aging.
And they have a lot of resources that are available.
Things like meals, they also can guide people to places that can provide medical equipment.
Some of them have to put off their retirement and work maybe a couple extra years to continue their income, to pay for the home modifications, or to have the more generous health care benefits.
Some can work remotely.
The key thing is being flexible for family caregivers, so the remote work can help.
Some people have...
had to pick up other jobs like DoorDash to get money for the immediate needs.
Showing 41–60 of 331 · page 3 of 17
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