Craig Robinson

You know, I like keeping things simple, and that's exactly what Apple Card does.

When you use Apple Card with Apple Pay, you can earn up to 3% unlimited daily cash back on every purchase you make, no matter where you shop.

And let's talk about fees, because honestly, nobody likes those, which is why Apple Card doesn't have any.

No annual, foreign transaction, or late fees.

No fees, period.

Plus, when it comes to security, you can shop with a peace of mind knowing Apple Card is built with the advanced security of Apple Pay, including Face ID and Touch ID.

So you're the only one who can use it.

Apply in the Wallet app on your iPhone today.

Subject to credit approval, variable APRs for Apple Card range from 17.49% to 27.74% based on credit worthiness.

Rates as of January 1, 2026.

Existing customers can view their variable APR in the Wallet app or at card.apple.com.

Apple Card issued by Goldman Sachs Bank, USA, Salt Lake City branch.

Terms and more at applecard.com.

Speaking of helping folks, this is a perfect time for our question.

Yes.

From Ashley in Long Beach.

This has been great.

It's really wild.

And I know nothing about track, but I am a good cheerleader.

Strong coach.