Dalene (Dalene Higgins)

speaker

7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · How to Overcome Retirement Decision Overload · 4 Aug 2026 podcast

But as you are thinking about what do I need to do matched

You're thinking, am I saving enough? matched

But you honestly aren't sure how much you actually need. matched

And every financial decision to you feels like it could be the wrong one. matched

So you hesitate. matched

You don't take action because you don't know the quote right answer. matched

So you just sit in consuming mode, consume and not actually taking action. matched

When everything feels important, nothing is going to be clear or it's going to not feel urgent either. matched

So you may be constantly wondering if retirement is going to work out. matched

You're almost like, I'm just going to give up or it's just going to be what it's going to be. matched

I don't want you to do that. matched

Other things you're doing is you may be feeling guilty whenever you spend money, because as you spend it, and when I'm talking about spend, this is going with family or going on a trip or buying something for the house. matched

And you think, is this going to detract from retirement? matched

You're in a space when others are talking about retirement and you immediately feel behind or you're like, yeah, they know more just with the words, the concepts that they're sharing. matched

And as you think back, you're like, I've tried to consistently increase my savings. matched

I thought that would help me feel more confident, make me feel like I was on the right path. matched

And when you look at your retirement accounts, that doesn't help either because you're like, I'm not sure what this means. matched

P.S. matched

They don't mean anything in that context. matched

So all of these actions or thoughts are not creating a clear enough picture. matched

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