Dalene (Dalene Higgins)

speaker
7,184 appearances 42 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene (Dalene Higgins)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

Appearances

newest first · ▶ plays the moment
In your mind, you're thinking, I just need to try harder. matched
I just need to be more disciplined. matched
That's not the answer. matched
Honestly, what you need to help you to move forward is you need more clarity. matched
I know, talked about it before. matched
This is a hard space to be in. matched
You want to do with the practical and the hard stuff, the tangible, and you're just like, matched
Ah, okay. matched
So that feeling that you just need to try harder and take different actions maybe, you still feel lost or behind. matched
It doesn't do anything to settle you. matched
And the reason this is because you've skipped the first step. matched
Most people ask, how much do I need to save? matched
And the right question that you should be asking is, what kind of retirement do I want? matched
There's an order to quote retirement planning. matched
Retirement planning is not hard, but there is an order that is going to help you understand how to get there more easily. matched
And as you think about this order, it's going to give you, again, more clarity and peace. matched
The first thing you need to do is have a vision. matched
Numbers come second, budgeting comes third, and decisions come last. matched
Decisions on what actions to take can't come first. matched
We've got to know what vision is, what our numbers mean, how is our budget going to build around that, and how are we going to make decisions to get there? matched
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