Dalene Higgins
speaker
13,483 appearances
100 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene Higgins’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.
Appearances
And so the punishment of restricting your spending has no target.
Understanding that I shouldn't have spent because it could have gone to retirement.
How do you know that?
Again, that kind of ties into a system problem.
It ties into not being able to see that path of where you're going.
All right, sign number three.
Now this one might seem weird to you and it may not, but you have a paycheck to paycheck worry even when you're not actually broke.
This is one of the most common quiet stress signs I see in my clients when they come to work with me.
They're not living paycheck to paycheck in the traditional sense because they always have savings and they're not in crisis.
But the feeling is identical to those individuals who are trying to get from paycheck to paycheck with bills, groceries, fuel, just the regular things.
You still have the same feeling that they do where you're crossing your fingers every payday and every month, hoping that nothing major unexpected shows up.
Because if it does, it means that you're going to have to dip into the retirement or into the emergency fund that you've been slowly rebuilding, or you're going to have to reduce your retirement savings contribution.
And thinking those two things, giving yourself those options, there's the fear and the feeling that I will undo the progress I've already made.
So even though you're not broke, you feel like you're setting yourself back on this path of headed to retirement.
All right, sign number four, the credit card shame spiral.
This isn't from reckless spending.
This isn't because you've gone out on a shopping spree.
This adds to the last sign as well, where it's the unexpected expense that you know you could have avoided.
A car repair, a medical bill, something for a kid in college, but you didn't have sinking funds set aside.
So this is the difference between that last one and this one is where you're like, I should have seen this coming.
Showing 461–480 of 13,483 · page 24 of 675
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