Dalene Higgins
speaker
13,483 appearances
100 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene Higgins’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.
Appearances
But really, the more you think about it, you have no desire to actually use those tools because you don't feel like you're struggling.
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That's the gap.
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That's the struggle in your mind.
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You're like, I don't need to budget and track because I'm fine, but I do need to get to retirement.
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Understanding
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how those templates and or apps, it doesn't matter what you use, provide what you need to get to retirement
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is what you're missing.
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And that's why you're not connecting.
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And that truly is knowing your total monthly cost of life.
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Now I add the of life, I've talked about all of those irregular expenses.
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But if you're wondering, how do I calculate my retirement number, head over to episode 190, how to calculate what you need for retirement, and I walk you right through that.
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Keep listening to this episode because you're going to want to understand maybe why you need to calculate these things or track these certain things.
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Because what is keeping you stuck is you're like, I don't need to budget because I'm actually fine.
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right?
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I'm not behind on bills.
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I have enough money.
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I'm saving for retirement, all of these things.
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But what you're missing is that a budget isn't just for people who are struggling.
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A budget is actually a plan that helps you know your numbers and helps you set out where you're going and how to get there.
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Budgets are huge.
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Showing 581–600 of 13,483 · page 30 of 675
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