Dalene Higgins

speaker

13,483 appearances 100 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene Higgins’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.

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I call them a budget outline and matched

inside my program and I do this very first step. matched

We just make an outline of what is going on and we figure it out from there. matched

So you're worried about whether you're going to have enough for retirement. matched

Maybe you're saving. matched

If I'm saving enough, am I going to have enough? matched

How much do I need? matched

But you've never tracked your expenses because you use the bank account method. matched

You look at your expenses. matched

You're not overspending. matched

You get to the next paycheck. matched

Again, like I said, you're saving for retirement. matched

And you feel like tracking today's expenses don't support me in reaching retirement. matched

And I get that. matched

I was also doing the same thing using the bank account method, which I've talked about before. matched

But when I got onto my retirement journey. matched

And I started budgeting and tracking in a way that worked for me. matched

That is crucial. matched

But prior to that, I couldn't see that I really could increase my retirement savings very easily. matched

If you remember and listen to my story, I shared how many times I would go in and I would reduce those down. matched

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