Dalene Higgins
speaker
13,483 appearances
100 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene Higgins’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.
Appearances
Again, we talked about it a little bit, but I want you to calculate your retirement savings percentage.
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How do you do this?
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You take your total monthly savings.
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Retirement contributions, meaning how much are you saving into retirement accounts, either coming out of your paycheck or that you maybe manually do, but it's in a retirement account.
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Add those up and divide by your gross monthly pay.
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It's going to give you a bunch of numbers, you know, that decimal, move that decimal over to the right twice.
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If you forgot that, sometimes you're looking at that, you're like, I don't know what that means.
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Move it over twice.
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The two numbers on the left side of that decimal is your percentage.
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And here's what I want you to think once you get that number.
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If you're under 10%, I challenge you to get to 10% within 90 days.
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Hopefully you're not that far off from 10%.
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But if you are over 40, this should be a minimum goal so that you're saving hopefully enough for retirement.
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This should be going out somewhere.
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So that is your goal.
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Get it to there by 90, within 90 days, whatever that looks like, so that you can then move on to something else.
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Now, if you're like, okay, but I'm already at 10%, right?
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What I want you to do is we want to get to between 15 and 20.
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I say as much as you can because the more you're saving, the less you're living on, the more you're saving, it's compounding and growing, right?
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It's this double-sided effect.
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Showing 701–720 of 13,483 · page 36 of 675
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