Dalene Higgins

speaker

13,483 appearances 100 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene Higgins’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.

Appearances

newest first · ▶ plays the moment

Wealthy After 40: Retirement Planning and Budgeting for Gen X · Why Do You Fear Retirement? The Answer Might Surprise You · 30 Jun 2026 podcast

So if you're already at 10%, I want you to raise your retirement savings by 1% every quarter, right? matched

So if you think about doing that for a year, that's 4%. matched

4% is a safe withdrawal rate without getting into another discussion. matched

So every year that you do this, you are adding to a safe withdrawal rate, right? matched

Not exact, but it kind of gives you that understanding of I'm creating one more year by saving for 4% another year. matched

All right. matched

So what does success look like? matched

You've stayed the course for 90 days. matched

You've tracked your savings percent every single month, right? matched

So you know you're growing up, going up, right? matched

That is how you track for success. matched

That is how you know that you're building your retirement savings. matched

Inside my coaching course, matched

I have many strategies like this to approach from the three things I talked about in here, savings, debt, and expenses, and focusing on those every 90 days or quicker if they're small and you're making good progress. matched

And we keep repeating that. matched

So that's what I want you to do is watch for your progress and then choose another area. matched

So for today's episode, matched

I want you to think about what is one area I can take action on in the next 90 days? matched

How can I track this area for progress and improvement? matched

We're talking about tracking, but we're talking about tracking the right things that show we are getting closer to retirement. matched

Showing 721–740 of 13,483 · page 37 of 675