Dalene Higgins

speaker

13,483 appearances 100 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene Higgins’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.

Appearances

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · Think You’re Behind On Retirement? You’re Not Starting From Zero · 16 Jun 2026 podcast

So what I'm trying to say is at this point, instead of just allowing the fear to take hold and voice-verified

and to hold it as your truth, this is where it's time for additional knowledge. voice-verified

Okay, this is when you're at the fork in the road of, okay, I'm going to let fear take over me, which means you're going to stop really getting on that course for retirement. voice-verified

Or I am going to get more knowledge in the things that I can control, the things that I understand, so that I know how to put my best foot forward and really have skin in the game. voice-verified

Because the minute you just stop and don't do anything, you don't have an opportunity. voice-verified

You don't have a chance. voice-verified

So really understanding that. voice-verified

the different areas and start learning. voice-verified

Again, it doesn't need to be, you don't need to go get a degree. voice-verified

You don't need to go get a certification. voice-verified

You just need to start understanding these different elements and what they mean. voice-verified

So voice-verified

While I do believe that retirement savings is the number one thing to do, right? voice-verified

So this is me giving you knowledge as to other elements instead of just waiting for that number to grow. voice-verified

There are other pieces of the puzzle that are going to help move the needle easier, or at least give you that whole idea of what your economy is. voice-verified

Having debt. voice-verified

That's the first one I want to talk about. voice-verified

And it's not bad to have debt. voice-verified

I'm not that believer. voice-verified

But if you think about debt going into retirement, if you don't have the debt, you don't have that much demand on what you need in retirement. voice-verified

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