Dalene Higgins
speaker
13,483 appearances
100 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Dalene Higgins’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.
Appearances
So savings do matter.
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And when you're able to increase that and do a little bit more and find a little bit money or you get that promotion, whatever, however that factors in, savings does matter.
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But savings aren't the whole story.
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The misconception of just save more, everything will work out.
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Number one, what if you're tapped out?
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And in an economy like today, we feel that way.
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I don't even know that I have another dollar to save.
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You feel stuck.
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You feel hopeless.
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And they just tell you, hope everything will work out.
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Again, savings is important, but we can't bleed a turnip.
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And you do get to that point.
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I remember that multiple times.
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All right, so let's move on to leg number two or lever number two.
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Remember, we're going to need a tripod for it to stand up, give us support.
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But the number two is debt.
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When you calculate your retirement number, and again, that's in last week's episode, a portion of using your current expenses is debt, right?
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So if you lean into the idea of I can reduce debt, maybe get rid of it all, whatever you want to look at, reducing debt has less demand for money in retirement.
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Now, I'm not saying that you can't incur debt in retirement.
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That's handled somewhere else.
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Showing 1181–1200 of 13,483 · page 60 of 675
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