Dalene Higgins

speaker

13,483 appearances 100 recordings 1 series first heard Dec 2024 last heard 4 Aug

Dalene Higgins’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 46 in all, peaking in Oct 2025 with 7.

Appearances

newest first · ▶ plays the moment

Wealthy After 40: Retirement Planning and Budgeting for Gen X · Why Retirement Feels So Uncertain (Even When You’re Saving) · 9 Jun 2026 podcast

I'm literally just talking about how you can close the gap for this retirement number. voice-verified

paying down debt. voice-verified

And if you're like, yes, I'm making my payments and I'm actually paying a little more. voice-verified

That's what I would really love to see. voice-verified

Your payoff plan is getting you there from that note quicker, the terms quicker. voice-verified

If you can snowball, avalanche at whatever, I don't care what payoff plan, the sooner, the better. voice-verified

and debt, the demand of your income goes down and it's been being used at debt, you can then divert it to savings, but your overall retirement number, because your retirement number isn't taking into account the amount you're saving, partially, okay? voice-verified

I'm going to say that loosely, but your retirement savings is not part of your income of that retirement number that you're figuring that you need to get to. voice-verified

So the more you can put there is the better. voice-verified

Debt is included for right now, so if you get that paid down and then move it over, it's a two-for-one right there. voice-verified

So think about debt differently. voice-verified

I've heard individuals say, that's only a 2%. voice-verified

Now, what if it's a $500 car payment, $600 car payment, even if it is 2%? voice-verified

$600 a month and then multiply that by 12 and then multiply that by 25 in your retirement number, that's a big demand. voice-verified

Getting rid of that, you then can see I am closer to my retirement number and affecting it that way. voice-verified

All right, moving on from debt, just know that the more you get rid of, the closer you'll be to your retirement number, and that's something you can effectively do. voice-verified

You can see you're making that effort. voice-verified

All right, number three, lever three, tripod three. voice-verified

We now have a standing chair at this point, and it's called expenses. voice-verified

Now, expenses is a big subject. voice-verified

Showing 1201–1220 of 13,483 · page 61 of 675