Dan Caplinger

Rollins Planet Fitness has not seen those kinds of gains.

I think that leaves more money on the table, potentially, for future appreciation down the road.

Great to be with you.

Well, bro, I'll tell you, the way I'm approaching the situation is the way that I approach most of my work, which is by overanalyzing and overthinking and going back and forth to try to figure out how to weigh all the factors.

Because there's so many factors.

There's emotional factors.

There's financial factors.

There is personal life and personal lifestyle factors, all kinds of stuff.

And there's so much uncertainty that it is the thing that I've learned here is that whenever I make a final decision, when that day comes, I'm not going to be a hundred percent certain that it's going to work out.

It's going to be a jump into the void and you just kind of have to have the faith that it's going to work out.

And that's kind of what I'm trying to build myself up to at this point.

Oh, I've got spreadsheets out the wazoo, bro, which should surprise you, not at all.

And I've been tracking them throughout my career.

And so I can go back and look at what I've done in the past, how it's gotten me to where I am today, what it is likely to bring me to in the future.

And I feel confident about the projections that I've made, that they're as good as I can make them, but there are still all these...

unknown unknowns out there that you have to somehow account for.

And the way that I've done that is to try to give myself as many additional escape valves, as many, I call them slush funds, almost of kind of extra pockets of money that are dedicated for certain things that like, if I need more money in one area, it'll be there.

It won't necessarily affect the

my regular budget and I try to use spreadsheets to figure out where I'm gonna be with my investments and what effect changes in how I invest might have on what my future looks like.

I do use some online calculators.