Daniel Taylor

speaker

407 appearances 1 recordings 1 series first heard Mar 2026 last heard 2 Mar

Daniel Taylor’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Mar 2026 with 1.

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So what we came up with is what I'm going to talk about today.

It's an interest only product.

We can fix that interest rate for anywhere from three to five years.

Again, it's an interest only payment.

You don't have to pay any principal.

There can be improvements on that collateral.

There's no commodity restrictions.

We've done everything from somebody buying some cut over timberland and converting that to an organic.

So we'd be in operation all the way to wine grapes.

We put some dairy folks in there and just your regular row crops as well is fair game for that.

And really the

The intent of that program for the right producer, it's not for everybody.

You know, somebody is going to hear this podcast and think that's the worst thing you could do.

And for some folks it is.

But for the right producer, this really helps them to hit that reset button.

And we talked a little bit earlier about restructuring and rebalancing a balance sheet.

So if you're carrying around some 25 losses, maybe even some 24 losses.

You need to hit the reset button to get your operating lender back in place.

Tapping into the equity through this loan product is a really good solution for a lot of folks.

And we've been seeing a lot more interest.

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